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Financial Information

All costs listed are estimates and subject to change without notice.

Estimated Basic Costs
Tuition
Fees
Meals/Dining Plan
Outstanding Obligation
Housing
Accident and Sickness Insurance for Students
Payment Procedures
Financial Aid
University Scholarships
Grants
Loans
Part-Time Employment
Determining Satisfactory Academic Progress
Assistantship and Fellowships
Binghamton University Foundation Fellowships

Estimated Basic Costs

Per-semester costs for New York State residents:*

Undergraduate

Tuition and fees $1,955
University housing 1,480
Meals (standard dining plan) 927
TOTAL $4,362

Graduate

Tuition and fees $2,720
University housing 1,975
Meals (standard dining plan) 927
TOTAL $5,622

The cost for books varies from program to program. The average cost per semester for books and supplies is $350.
Personal laundry, linen, local and long-distance phone service, recreation, travel home, and other variable and discretionary expenses must be considered at approximately $550.
For students living off campus, actual room and meal costs may vary considerably due to the various types of accommodations available, as well as personal preferences.

*Out-of-state undergraduate tuition and fees: $8,790. Out-of-state graduate student
tuition and fees: $8,760.

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Tuition

Matriculated Students,
Full-time

Matriculated students are charged a full semester's tuition for a schedule of 12 credit hours or more.

Per semester:

Undergraduate

New York residents $1,700
Out-of-state residents $4,150

Graduate

New York residents $2,550
Out-of-state residents $4,208

matriculated students,
Part-time

Students taking fewer than 12 credit hours are considered part-time students and are charged by the credit hour.

Per credit hour, each semester:

Undergraduate

New York residents $137
Out-of-state residents $346

Graduate

New York residents $213
Out-of-state residents $351

Non-matriculated Students

Non-matriculated students enrolled for 11 credit hours or less are charged tuition by the credit hour in accordance with the level of the individual course or courses.

Per credit hour:

Undergraduate

New York residents $137
Out-of-state residents $346

Graduate

New York residents $213
Out-of-state residents $351

Non-matriculated students enrolled for 12 or more credit hours are charged minimum and maximum rates as follows.

Per semester:

Undergraduate

New York residents, minimum $1,700
New York residents, maximum $1,700
Out-of-state residents, minimum $4,150
Out-of-state residents, maximum $4,208

Graduate

New York residents, minimum$1,700
New York residents, maximum $2,550
Out-of-state residents, minimum$4,150
Out-of-state residents, maximum $4,208

RESIDENCY REQUIREMENTS

For tuition billing purposes, mere presence in New York State does not in itself constitute legal residence in the state. Students who are defined as New York State residents are those who, prior to the beginning of the semester, have established a permanent domicile in New York State. Students in college cannot gain residential status unless they can establish that their previous domicile has been abandoned and a new one established in New York for purposes other than attending the University. Proof of domicile is based on intention to remain in New York State. Factors relevant in determining domicile are: residence of parents (in case of unemancipated students), situs of driver's license and motor vehicle registration, place of voter registration, financial independence, residence for personal income tax purposes, etc.
An unemancipated student's domicile is that of the parent or legal guardian. Any student claiming emancipation to establish a domicile in New York must submit evidence of emancipation and of the establishment of domicile. Evidence of emancipation must include the establishment of financial independence. Factors relevant to financial independence include but are not limited to: employment on a full- or part-time basis, sources and extent of other income, place of residence during summer and school vacations, parental claim of the student as a dependent exemption on federal and state income tax return, independent filing by student of federal or state income tax return, etc.
Students on non-immigrant alien visa types A3, B1, B2, C1, C2, C3, D1, F1, F2, H1, H2, H3, H4, J1, J2, K1, K2, M1, M2, O1, O2, O3, P1, P2, P3, P4, Q, or R are probably not eligible to be considered New York State residents regardless of their length of stay. Students who are holders of A1, A2, E1, E2, all G, I, and L visas are probably eligible to be considered as New York State residents if domiciled in New York State; however, the residency application must be filed by the student and reviewed by the Student Accounts Office.

Tuition Refunds

Refunds are determined on the basis of the date courses are removed from a student's record. Nonattendance in a course does not constitute removal of a course. To drop courses, students must complete the necessary forms in the Registrar's Office. After completing these forms, students must complete the Request for Refund forms available in the Student Accounts Office. Refunds are made only in accordance with the rate schedule set forth below.
Students who cancel registration in whole or in part are entitled to refund of tuition in accordance with the following schedule.

Refund during:
1st week 100%
2nd week 70%
3rd week 50%
4th week 30%
5th week 0%

The first day that classes are offered, as scheduled by Binghamton University, shall be considered the first day of the semester; the first week of classes, for purposes of refunds, shall be deemed to have ended when seven calendar days, including the first day of scheduled classes, have elapsed.
Students required to withdraw for disciplinary reasons are not entitled to any refund of tuition.
Students who withdraw to enter military service (active duty) are granted full tuition and University fee refunds for a semester in which academic credit is not received.
Students who withdraw for medical reasons may request a full tuition refund. Decisions are made on a case-by-case basis.

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Undergraduate Fees

State University of New York application $25.00
University Fee, full-time student, per semester $12.50
University Fee, part-time student, per credit hour $.85
Activity Fee, full-time student, per semester $64.75
Activity Fee, part-time student, per credit hour: $ 5.50
ID Card Fee $5.00
Transportation Fee, full-time student, per semester $19.00
Transportation Fee, part-time student, per semester $11.00
Intercollegiate Athletic Fee, full-time student, per semester $45.00
Intercollegiate Athletic Fee, part-time student, per credit hour $3.75
Recreational Fee, per semester $11.00
Health Fee, full-time student, per semester $65.00
Health Fee, part-time student, per credit hour $ 5.50
Technology Fee, full-time student, per semester $50.00
Technology Fee, part-time student, per semester $4.00

Graduate Fees

State University of New York application, per program $50.00
University Fee, full-time student, per semester $12.50
University Fee, part-time student, per credit hour $ .85
Activity Fee, 9 or more credits $28.00
Activity Fee, 1-8 credits $18.00
ID Card Fee $5.00
Transportation Fee, full-time 9 or more credits $19.00
Transportation Fee, part-time 1-8 credits $11.00

Other Fees

Late Payment Charge $30.00
Reinstatement Fee (to reinstate courses after cancellation) $50.00
Returned Check Fee $20.00
Transcript Fee, per copy $5.00
Late Add/Drop Fee, per transaction $15.00
Microfilming Dissertation $50.00
Binding Fee for thesis/dissertation: Original and two copies $20.00
Personal copies (per copy)$10.00
Copyright Fee $35.00
Parking Fee, per semester $35.50
Two semesters $57.50
Orientation Fee, undergraduate $100.00
Replacement ID Card Fee $5.00

Optional Fees

Accident and sickness insurance, per year $191.00

Deposits

Advance Deposit (credited to tuition; see Freshman Admission listed elsewhere in this Bulletin), all new undergraduates $50.00
Room Deposit (credited to housing payment) $125.00
Damage Deposit, all students living in University housing $75.00

The damage deposit is held in a separate account in the student's name as long as the student lives in a residence hall. Students are billed for the amount necessary to bring the deposit up to $75 when charges for damages have reduced the balance to $25 or less.

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Meals/Dining Plan

Undergraduates who live in one of the residence halls (other than Hayes, Hillside, or Graduate communities) are required to participate in the University dining plan. Graduates and undergraduates living in Hayes, Graduate, or Hillside Community may elect one of the resident dining plans. Plan levels vary according to the number of meals covered per week.
Ultra plan $1,027 per semester
Standard plan $ 927 per semester
Basic plan $ 767 per semester
The dining plan has two components: operating costs and spending money. The operating cost component provides funding for the full range of services offered to students and for the administrative costs (including but not limited to labor, paper and cleaning supplies, fees and benefits) associated with the Credi-Dine program. The spending money is used only for actual food purchases at the time of purchase. Contract sign-ups may be at either the basic, standard, or ultra meal-plan levels. Following sign-up, no reductions from the standard or ultra to the basic plan, or from the ultra to the standard plan, are permitted.

MEALS/DINING PLAN Refunds

Refunds of dining plan payments are permitted only under one of the following circumstances:
1. A student withdraws from the University.
2. A student obtains a medical exemption from the dining plan from the University physician.
Students who register but do not attend the University will receive a full refund of their entire dining plan payment.
The dining plan refund is computed on a prorated basis of the meal charge for the semester (see below). Students will receive the appropriate refund, providing that the amount of funding in their account is equal to or greater than the anticipated refund.
For the purpose of prorating refunds, weekly increments are used and students eating for part of the week are charged for the full week. Refunds are prorated according to the following schedule:

Week 1 85%
Week 2 75%
Week 3 65%
Week 4 55%
Week 5 45%
Week 6 35%
Week 7 25%
Week 8 15%
Week 9 5%

There will be no refunds after the ninth week of the semester.
Additional deposits of spending money made prior to or during the ninth week will be prorated in the same manner as the initial payments to the dining plan. For this reason, students are advised not to make discretionary deposits until after the ninth week of the semester.

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Outstanding Obligations

Students who owe money to the University, payments on a University loan, or a Title IV financial aid repayment are denied registration privileges. Transcripts and diplomas are withheld until all debts are satisfied.
In addition, any debts owed to the University not paid on a timely basis will be forwarded to a collection agency and/or the New York State Attorney General's Office for collection. Accounts forwarded to collection agencies or the Attorney General's Office will be assessed additional collection costs and interest charges.

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Housing

The University offers housing in seven residential communities. Dickinson, Newing, Hinman and College-in-the-Woods, designed for undergraduate students, have two-person rooms, triples, quads, and suites. All residents in College-in-the-Woods, Dickinson, Hinman, and Newing must purchase one of the on-campus meal programs offered by dining services. Hillside is an on-campus apartment complex with apartments for four or eight undergraduates. Hayes Community is a one- and two- bedroom off-campus apartment complex managed by the University for upperclass undergraduates. The Graduate Community, designed for graduate, families, and older undergraduate students, has three-person and four-person apartments.
The rates listed below include on-campus telephone and cable television service. If students desire off-campus telephone service, they must subscribe with the University's Telecommunications Office. Hayes Community is not connected to the University telephone or cable system. Arrangements for telephone service and equipment or cable television service for Hayes can be made with the local vendors.
The rates listed are semester rates for 1996-97.

College-in-the Woods, Dickinson, Hinman, and Newing
Double $1,480
Designed Triple $1,315
Designed Quad $1,175

Hillside and Graduate
Single $1,975
Double $1,710

Hayes
Doubles $1,575-$1,730

For additional information on University housing see the Student Life section in this Bulletin.

Housing Refunds

Once students have registered and occupied a room, if they then move out of University housing, no refund is available for the balance of the academic year. Occupancy is defined as acceptance of the room key and/or moving personal possessions into the room, suite or apartment. The $125 room deposit, which is credited to the room charge, is not refundable if the student fails to occupy a room.

Damage Deposit Refund

The balance in students' damage deposit accounts is refunded when they graduate, withdraw from the University, or move off campus.

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Accident and Sickness Insurance for Students

Because the health fee does not pay for medical expenses incurred off campus, all students are encouraged to have adequate accident and sickness insurance. The University has made arrangements with an independent carrier to provide an optional student insurance plan. Only registered students and their spouses and dependents are eligible to participate in the insurance plan. Such insurance provides a much-needed supplement to the service provided by the University Health Service. Students who have comparable coverage need not purchase this insurance.
A brochure detailing the cost and the provisions of this accident and sickness insurance is available through the Student Accounts Office or the University Health Service.
Costs and benefits are subject to change from year to year. The 1995-96 annual premium was $191.
International students in non-immigrant status (F-1, J-1, etc.) and students participating in overseas study programs are required by the State University of New York to purchase a special SUNY health and accident insurance policy designed specifically for them. Dependents of J-1 students and scholars are required by the United States Information Agency (USIA) to purchase insurance as well. Payment is made on a semester basis, with fall coverage in effect August 15-January 15 and spring coverage in effect January 15-August 15. Since fall-semester coverage is for a five-month period and spring coverage is for seven months, the insurance fee is higher in the spring. Overseas study participants may select shorter coverage periods matched to the length of their program. Insurance rates are reviewed each year and are subject to change. The annual fee for 1995-96 was $632. The policy is quite comprehensive and provides benefits not found in standard insurance policies, including medical evacuation and repatriation. Optional coverage for dependents is also available. The policy is administered by the Office of International Student and Scholar Services, (N.A. Rockefeller Center G-1, 777-2510) and detailed information on the policy, as well as claims assistance, may be obtained there.

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Payment Procedures

All students must return a completed billing form and make payment by registration day. Payment of all outstanding charges, tuition, and fees is a part of the registration process, and a student's registration is not complete until full payment is made. Payment or arrangement for payment must be made with the Student Accounts Office prior to the first day of classes or, in the case of late enrollment, at the time of enrollment. Failure to conclude appropriate financial arrangements by the end of the second week of classes will result in the cancellation of the student's enrollment in classes. Graduate students who are the recipients of tuition scholarships must make payment of the mandatory fees by registration day. Tuition scholarships cover the cost of tuition only.
In cases of extreme financial hardship, the director of student accounts, if consulted prior to registration, may be able to permit deferral of payment. In addition, should a student feel that a particular situation warrants special consideration, an appeal can be made to the assistant vice president for finance and management-controller, and ultimately to the vice president for administration, both in the Couper Administration Building.

TIME PAYMENT PLAN

For the convenience of students and parents, Binghamton University offers an optional time-payment plan tailored to the semester billing process. The plan is offered at a cost of $23.75 per semester of enrollment. Participants pay 50 percent of their semester payment (after financial aid deductions) by the semester payment deadline and the remaining 50 percent in two later installments. Below is a timetable of due dates for this payment option.

Fall 1996

Semester bills mailed to students Mid-July
Downpayment (50% of semester bill due) 8/16/96
Installment 1 (25% of semester bill due) 10/4/96
Installment 2 (25% of semester bill due) 11/8/96

Spring 1997

Semester bills mailed to students Mid-December
Downpayment (50% of semester bill due) 1/10/97
Installment 1 (25% of semester bill due) 3/3/97
Installment 2 (25% of semester bill due) 4/1/97

Information on the time payment plan is mailed each semester in the billing information packet.

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FINANCIAL AID

The University's financial aid program helps students who might not otherwise be able to afford college. Financial aid consists of grants, loans, and part-time employment, generally offered to students in some combination.
Basic responsibility for financing higher education rests with students and their families; assistance through the University is offered to supplement the family's maximum financial effort. With few exceptions, financial aid is offered only to students who demonstrate need; the amount of need-based aid in no instance exceeds the amount of need.

How to Apply for Financial Aid

Students applying for financial assistance must submit a Free Application for Federal Student Aid (FAFSA). The FAFSA is the standard application for federal and institutional aid. New York State residents who want to apply for state-funded assistance must also file the TAP Application. New students can obtain these forms from their high school guidance office or they can be requested to be sent to them from the Office of Student Financial Aid and Employment. Returning students may pick up the necessary forms in Binghamton's Office of Student Financial Aid and Employment. Students apply for most forms of financial assistance listed in this Bulletin by filing these forms and any other documentation that is required.

Aid Application Deadlines

Applicants for admission, both freshmen and transfer, and current students who wish to be considered for financial aid administered by the University must complete and submit the appropriate application(s), postmarked by March 1 for the fall semester and by November 15 for the spring semester. Most financial aid is available on a first-come, first-served basis. Applications filed after the deadlines will be reviewed for funds that remain available and these applicants may experience delays in receiving any remaining funds. If income information is not available until after the deadline, students are instructed to use estimated figures.

INFORMATION REQUIRED TO DETERMINE ELIGIBILITY FOR
FINANCIAL AID

In some cases, a financial aid eligibility determination cannot be made without receipt of documentation requested from the student. In most cases, an offer of assistance will be made without all of the required documentation being received. Once all of the documentation has been received, a financial aid counselor may review the student's application to verify the accuracy of the information provided. Students will be notified if a change is made in eligibility based on the documents submitted or if further information is needed.
A delay should be expected in the processing of a financial aid application if: 1) the requested documents are not received in a timely manner; 2) the requested documents are incomplete; 3) the requested documents are received during the summer months; and/or 4) an original application was not filed by our deadline.
If a student fails to submit the required documentation, any financial aid offered will be rescinded.

ELIGIBILITY CRITERIA

To receive federally funded financial aid, students must meet general eligibility criteria established by the federal government and coordinated through the Financial Aid Office. Applicants must be matriculated students and U.S. citizens or eligible non-citizens; demonstrate need; not be in default on any student loans or owe a refund to Federal Pell or Federal Supplemental Educational Opportunity Grants; be registered with Selective Service or not be required to be registered; and be making satisfactory academic progress. In some cases, as noted, part-time students may receive federal or state-funded financial aid; and non-matriculated students may be eligible for some types of federally funded loans. Some aid programs, as noted, are restricted to undergraduate students.

RESPONSIBILITIES OF FINANCIAL AID RECIPIENTS

All financial aid recipients are expected to complete the application process annually by the prescribed deadlines and submit required documentation in a timely manner. Students must meet requirements for good academic standing and maintain normal academic progress toward a degree. Students are obligated to report to the Financial Aid Office any changes in enrollment status if reducing course load below full time, changes of name and address, and receipt of any additional scholarships or grants, or loans. The University reserves the right to make adjustments in financial aid awards because of changes in enrollment or residency, income discrepancy, lack of required documentation from the student, or changed financial circumstances. The University further reserves the right to make proportionate adjustments in campus-administered financial aid if federal or state funding to the University changes and/or if more students than anticipated accept their aid packages. Students who do not meet the requirements determined by the University will be required to repay any financial aid funds they have received. Students who withdraw from the University before the end of an academic term may be required to repay a portion of their financial aid.

ADDITIONAL TERMS AND CONDITIONS

A. Federal or state-funded need-based financial aid is an offer based on the enrollment specified on the Free Application for Federal Student Aid (FAFSA) and analysis of the information provided on the FAFSA and/or reports of financial assistance received on behalf of the student from another agency or group. Since the aid is an offer, it may be adjusted at a later date due to the following:
1. change in funding
2. corrections made to information on a financial aid application
3. financial aid received from outside sources exceeds level of need.
4. substantial change in family's financial situation
5. change in enrollment status (e.g., full time to part time)
6. withdrawal during the refund period (Refund schedule and "Title IV Refund" policies are available in the Student Accounts Office.)
7. results from verification differ from original application
8. addition of graduate tuition waivers not previously considered
9. enrollment in courses that exceed or do not fulfill graduation requirements
10. change in student's grade level
11. change in residency (state residency or commuter status)
12. subsequent knowledge of loan default status
13. no longer making satisfactory academic progress
14. incomplete application
15. does not meet eligibility requirements

If the student was given a deferment based on aid which is reduced, the student will be billed for the amount owed.

B. An offer is withdrawn if the student does not complete, sign, and return the financial aid offer letter to the Office of Student Financial Aid and Employment within 15 days. Once an offer is cancelled, it may not be reinstated at full value.

C. Most components of a financial aid offer, except earnings from Federal Work Study employment, are credited by semester to a student's account. (For undergraduates, however, the Federal Perkins Loan component is withdrawn and the offer cancelled if the student does not sign a promissory note in the Office of Student Accounts as each semester begins.) If financial aid, excluding Federal Work Study earnings, exceeds the University's charges, a refund check will be issued.

D. An offer of estimated TAP Grant is an approximation of eligibility for a New York State Tuition Assistance Program (TAP) Grant. Students must file a separate TAP application with the New York State Higher Education Services Corporation in Albany before the actual eligibility for TAP is determined. An actual TAP grant may differ, depending upon documented information provided by an applicant and upon available governmental funds.

E. A student who accepts the Federal Work Study (FWS) component of an offer must report to the Office of Student Financial Aid and Employment at the beginning of the semester for placement. However, application for the FWS Assistantship must be made directly to the Graduate Office. This offer can be withdrawn after the first two weeks of the term depending upon availability of positions. A graduate student who is offered a Graduate Federal Work Study (GFWS) Assistantship will receive his or her assignment from the Graduate Office. Any student whose financial aid application is incomplete will not be placed. Once employed, a student will receive a bi-weekly paycheck based on the number of hours worked in a given pay period, or for Graduate Assistants, based on the contract agreement with the Graduate Office. (A tuition waiver may not be part of the GFWS Assistantship.) Students new to the University are provided detailed information concerning the FWS Program prior to the beginning of the first semester.

F. All financial aid resources must be used for educational expenses only.

G. If there is an extraordinary circumstance which is not outlined on the original application, the student may request a review of eligibility for assistance. Details of situations which warrant a redetermination of eligibility are available in the Office of Student Financial Aid and Employment.

H. A financial aid offer reflects the amount of funds available for this academic year. To be considered for financial aid students must file a new application for each academic year. Aid offers may differ each year dependent upon available funds, and grade level of the eligible student.

FEDERAL REGULATIONS FOR STUDENTS WHO WITHDRAW

The University is required to perform a Title IV refund and repayment calculation for any student who withdraws from the University and is a recipient of federal financial aid for the semester of withdrawal. The calculation determines how much financial aid must be returned to the federal government. The federal formula takes into consideration when a student withdraws, what type and how much aid has been applied to the account or refunded to the student. Sample calculations are available in the Student Accounts Office.

STUDENT AID RESOURCE CENTER

Persons who wish information about sources of scholarships, or preparing a personal budget, may use the Student Aid Resource Center (STAR) in the Financial Aid Office. STAR peer advisors provide information about sources of private funding with the assistance of a computer database.

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University Scholarships

Binghamton University proudly offers its own institutionally-based scholarships through the auspices of the Binghamton University Foundation, established in 1977. Over 100 institutional programs totaling approximately one-half million dollars are available to the students of the University. Funds have been made available for these programs through the generosity of donors who wish to support the continuing educational efforts of Binghamton University students.
Scholarships are established as either endowed or special purpose accounts, according to the preference of the donor. Scholarships may be awarded to students based on matriculation status, school and department affiliation, financial need, academic achievement, community service, county residency, grade level, and expected graduation date.
Unless otherwise indicated, scholarships are available to undergraduates only. The availablity of funds may influence the scholarship amount and whether it is regularly awarded.

Application

The application process for scholarships varies, as has been specified by the donor. Some may require separate application, but the majority are applied for through financial aid application. If application is made in addition to or aside from filing the Free Application for Federal Student Aid (FAFSA), this will be noted.
All need-based scholarships require the filing of the Free Application for Federal Student Aid (FAFSA). The FAFSA is processed by an external agency in contract with the US Department of Education. Information regarding financial aid eligibility of FAFSA filers is received by the Office of Student Financial Aid and Employment shortly after the FAFSA has been mailed by the student to the federal processor. Incomplete or illegible data will cause an interruption in the student's application for scholarship consideration and may cause a student to lose such consideration. The University filing date for financial aid is currently March 1. Early filing of the FAFSA is advised for scholarship consideration.
Because the scholarship is made for the next academic year, it is considered part of the financial aid package. Should the selection be made after the original package is offered, and should there be no remaining unmet need, an adjustment to the financial aid package is required starting with loans, then work programs, and finally need-based grants. Both Federal Pell Grants and New York State Tuition Assistance Program Grants are untouched in the adjustment process as they are entitlements.

Selection

Recipients are selected as the donor has instructed the Foundation. Scholarships requiring committee selection of the recipient will be noted within the scholarship descriptions which follow. Interested applicants should check campus publications and communications, e.g. Pipe Dream, Inside, and Dateline, for announcements of scholarships which require separate application outside the financial aid process.
Most need-based scholarships are selected in March and April, shortly after the financial aid filing date, when offers for the next academic year are made. If the scholarship is merit-based, the applicant's academic records are reviewed. Usually, a minimum GPA of 3.0 (or as specified by the donor) is required for review. Scholarship funds are depleted rapidly once selection begins, and are not replenished until the next program year.

Notification

Scholarship recipients are normally notified through the Notice of Financial Aid Offer, sent by the Office of Student Financial Aid and Employment after selection has been made. If a special committee has selected the scholarship recipient, a separate letter may be sent by the committee or individual in charge of scholarship selection.
For further information regarding Foundation-sponsored scholarships, contact:
The Office of Student Financial Aid and Employment
Binghamton University, State University of New York
PO Box 6011
Binghamton, NY 13902-6011
(607) 777-2428

All-University

(Available to all students regardless of school affiliation. Application is made through FAFSA and selection by the Office of Student Financial Aid and Employment, unless otherwise noted.)

Alumni Association Scholarship: Established in 1989 by the Alumni Association in honor of the more than 800 Life Members of the Association. This scholarship is awarded to a financially deserving sophomore student in good academic standing, who has demonstrated commitment to the University, particularly in the area of student life, by involvement in service to the University and their future alma mater.
Catherine Beardsley Scholarship: Established in 1990 in memory of Catherine Beardsley, a longtime employee in the Registrar's Office. The scholarship is awarded to an Educational Opportunity Program senior student in good academic standing, with first preference given to Broome County residents.
The Binghamton University Foundation Scholarship Fund: Provides scholarships to undergraduates with proven financial need. Throughout the year the Foundation actively solicits alumni, parents, faculty members, employees, and members of the community for financial support. Unrestricted annual gifts are a vital resource for preserving and enhancing the quality of education at Binghamton University.
The Michael V. Boyd ('79 '87) Memorial Scholarship: Established by the Organization of Black and Hispanic Alumni of Binghamton University to honor the spirit and philosophy of Michael V. Boyd. The scholarship is awarded to a full-time student with a minimum of 48 credit hours, a minimum GPA of 3.0, who is involved in extracurricular and/or volunteer activities, and who qualifies for financial aid. First preference is given to an undergraduate of African or Latino descent.
Broome County Automobile Dealers Council Scholarship: Awarded to a Broome County High School student or a Broome Community College transfer student. The recipient must be in good academic standing with proven financial need and show future community leadership ability.
Ed Lee and Jean Campe Foundation Scholarship: Awarded to full-time undergraduate minority students with high academic achievement, proven merit, and need.
Scholarship for Children of Employees of the University Serving in the Physical Plant Department: Established in 1990, awarded to children of Physical Plant permanent appointment employees. Students must be enrolled full-time in either an undergraduate or graduate degree program and demonstrate financial need.
The Class of 1988 Scholarship: Established with student donations as part of the 1988 Senior Class Gift, awarded to financially deserving students in good academic standing who have demonstrated commitment to the University.
The Class of 1989 Scholarship: Established with student donations as part of the 1989 Senior Class Gift, awarded to financially deserving students in good academic standing who have demonstrated commitment to the University.
The Class of 1990 Scholarship: Established with student donations as part of the 1990 Senior Class Gift, awarded to financially deserving students in good academic standing who have demonstrated commitment to the University.
The Class of 1991 Scholarship: Established with student donations as part of the 1991 Senior Class Gift, awarded to financially deserving students in good academic standing who have demonstrated commitment to the University.
Joseph L. Cohen, Jr. ('90) Memorial Scholarship: Established by Mr. and Mrs. Joseph L. Cohen and the Binghamton Crosbys. The scholarship is awarded to a full-time student in the junior or senior year who is involved in the arts and who shows a commitment to community service. The award is based upon academic merit with preference to students with financial need.
Crane Fund for Widows and Children Scholarship: Established by the Crane Fund for Widows and Children. The scholarship is awarded to widows and orphaned children and to wives and children of disabled husbands/fathers who are financially unable to provide for their education.
Lois B. DeFleur Scholarship for Excellence in Leadership: Awarded to a student in good academic standing with proven financial need, who has demonstrated strong leadership abilities for the advancement and enhancement of Binghamton University. The scholarship was established in 1995 by Binghamton University President Lois B. DeFleur.
Dorot Foundation Scholarship: Provides 10 undergraduate students with funds for summer research in Israel. The scholarship was established by the Dorot Foundation.
Leopold Eckler Scholarship Trusts: Established under the Will of Leopold Eckler, a distinguished Binghamton citizen, businessman, and philanthropist. The scholarships are awarded to students in good academic standing, with preference given to Broome County residents.
The Endicott Johnson Scholarship: Underwritten by the Endicott Johnson Corporation and the EJ Footwear Corporation, awarded to a student with high academic achievement, proven merit, and financial need with preference given to a local resident.
Faculty-Student Scholarships: Established in 1988 through a gift from the dissolution of the Auxiliary Campus Enterprise Corporation to promote and support academic and community service excellence. The selection is based both on merit and review of the student's participation and commitment to the University's community service activities.
William B. and Mary A. Gault Scholarship: Established in 1991, awarded to Broome County students who demonstrate a combination of financial need and a high level of academic promise and performance.
The Harpur Forum Scholarship: Established in 1989 by members of the Executive Committee of the Harpur Forum, an organization created by the Foundation of the State University of New York at Binghamton in 1977 to strengthen the bonds between university and community leaders, and to increase community support. Students selected reflect the intellectual interest and commitment for which the Harpur Forum is known, with first preference given to students from the Southern Tier.
Hughes Training/Link Division Scholarship: Established by the former CAE Link Corporation, awarded to two full-time undergraduates who are recognized for their scholastic success - one who demonstrates financial need and one without regard to financial need.
International Student Grant-In-Aid: Provides support of up to $300 per semester to international students who are studying at the University on F-1 or J-1 visas. This scholarship is awarded to full-time students in good academic standing who have been in attendance for at least one year, have demonstrated financial need, and have no outstanding financial obligations to the University.
Jack Sherman Toyota Scholarship: Established in 1993, provides support to a Broome County high school graduate who intends to remain in the Binghamton area after graduation. The scholarship recognizes leadership that will improve the quality of life in Broome County.
Elizabeth A. Knapp Scholarship: Established in 1985 to honor Elizabeth Knapp's 19 years of service to the University. The scholarship, awarded to women age 25 and older, encourages women who have delayed their formal education to pursue their personal goals.
Roger L. and Mary F. Kresge Scholarship: Awarded to students with proven financial need, who demonstrate strong academic promise or performance, and are residents of Broome County. The scholarship is funded by a local foundation whose mission is to provide a better future to young adults.
Marriott Management Services Scholarship Fund: Provides an award to two students of Binghamton University who are employed by Marriott Corporation and demonstrate financial need. One of the recipients must be employed in the Retail Division and one must be employed in the Dining Hall Division on campus.
May Department Stores Company Intern Scholarship: Provides assistance to students interning with Lord & Taylor and is based on academic merit.
Minority Scholarship Fund: Provides financial assistance to attract and retain undergraduate students who have demonstrated high academic achievement, have proven financial need, and are from under-represented populations (African American, Asian American, Latino American, or Native American).
Native American Scholarship: Established in 1993 by Alan ('85) and Roger ('85) Kriesel, awarded to a Native American student on the basis of need.
David A. Niermeyer Scholarship for African American or Asian American Students: Established in 1995 by the Niermeyer Foundation, provides assistance to African American or Asian American students who are in good academic standing with proven financial need.
The A. Lindsay and Olive B. O'Connor Foundation Scholarship: Established by the late Judge and Mrs. O'Connor of Hobart, N.Y. First preference is given to students from Delaware County, N.Y., with any balance to be used for students from the contiguously surrounding counties.
Orthopedic Associates of 65 Pennsylvania Avenue Scholarship: Established in 1996 to support a full-time undergraduate with interest in pursuing a career in medicine, sports medicine, athletic training, physical therapy, or a related health care profession. The scholarship is awarded to a student who has been involved in the student-trainers program for at least one year, demonstrates integrity, ethics, and an unconditional caring for people. First preference will be given to a student who has achieved a minimum cumulative GPA of 3.0 for at least four semesters.
Presidential Scholarships: Funded through unrestricted gifts to the Foundation of the State University of New York at Binghamton. These scholarships are awarded to outstanding students whose academic and extracurricular achievements suggest promising futures.
Joel D. Robinson Memorial Scholarship: Established in memory of Joel D. Robinson, who died in an automobile accident in October, 1981. This scholarship supports returning students with GPA of 3.0 or higher who work in a Broome County social or educational program whose purpose is directed to the improvement of society.
Dr. Israel J. Rosefsky Language and Culture Scholarship: Established in 1988 by Dr. Israel J. Rosefsky to encourage students to experience cultures by living and learning in non-English speaking countries. The students must be interested in pursuing careers in diplomacy or international relations and in making meaningful contributions to the cause of world peace.
The Charles and Ann Rosenthal Minority Scholarship: Established in 1990 in appreciation of the Rosenthals' commitment to the University on behalf of minorities. This scholarship is awarded to full-time undergraduates with a high academic achievement and proven merit. First preference is given to African American students.
Dr. Lawrence N. and Lana K. Rouff Scholarship: Established in 1992 by the Rouffs, a local orthodontist and a 1972 alumna, awarded to junior- or senior-year students who have graduated from a Broome County high school.
Senior Challenge Scholarship: Established by the Class of 1993 with student and parent donations as part of the Senior Class gift. The scholarship continues to be funded by succeeding senior classes and is awarded to a deserving student in good academic standing who has achieved excellence in all areas of University life.
WBNG-TV Scholarship: Awarded to a full-time sophomore or junior from the Southern Tier of New York who has exhibited an interest in pursuing a career in the media (newspaper, radio, television). The award is based on academic merit and financial need.
Peter P. Zayac, Jr., Memorial Scholarship: Established in 1993 by family and friends to honor the memory of Peter P. Zayac, Jr. The scholarship is awarded to a full-time sophomore, junior, or senior student and is based upon academic merit with preference given to students with financial need.

HARPUR COLLEGE

(Available only to students enrolled in Harpur College.)

The Alexander Rae Baldwin, Jr., Memorial Scholarship: Established in 1993 by alumnus William E. Baldwin ('88) in memory of his father, this award is two-fold, with the first recipients being students majoring in political science and recipients in the coming years being students in performing arts. Recipients must have demonstrated financial need, have an academic record of merit, with a GPA of 3.0 or higher, and have demonstrated a commitment to community service or have been involved with activities for the betterment of society.
Dr. Glenn G. and Mrs. Wanda M. Bartle Scholarship Endowment:: Awarded to a full-time Harpur College undergraduate student with academic merit and proven financial need. The scholarship was established in 1996 by Mrs. Bartle, a longtime friend of the University and wife of the first President of Harpur College.
The Andrew Bergman Scholarship in Creative Writing: Established in 1994 by alumnus Andrew Bergman ('65), awarded to a Harpur College junior or senior who demonstrates strong academic promise by maintaining a cumulative average of 3.2 or above.
Birnbaum Family Scholarship: Established in 1994 by alumni Gary L. ('73) and Denise B. ('73) Birnbaum in memory of Sidney A. Birnbaum to provide scholarships to full-time Harpur College undergraduate students from the New York City metropolitan area who show academic promise and have proven financial need.
William S. and Helen G. Chittenden Scholarship: Established in 1990 by William and Helen Chittenden, awarded to students from the Southern Tier of New York who demonstrate a combination of financial need and a high level of academic promise and performance.
Community Involvement Scholarship Fund: Established in 1995 by Shari Lawrence Pfleeger ('70) to encourage students to enjoy a liberal arts education and to raise student awareness of the importance of community service. Ms. Pfleeger encourages the recipient to perform a significant amount of community service, either through employment or as a volunteer upon completion of their undergraduate work. The scholarship is awarded to a full-time Harpur College student with proven financial need.
The Lawrence and Rita Davis Pre-Dental Scholarship: Established in 1995 by Dr. Thomas H. ('80) and Mrs. Davis in honor of Dr. Lawrence and Rita Davis. The scholarship is awarded to a full-time Harpur College junior with a pre-dental major showing academic merit with a GPA of 2.9 or above, proven financial need and a continued commitment to community service. First preference will be given to a student who is a local resident and currently employed part-time to assist with his or her educational expenses.
Miller S. and Adelaide S. Gaffney Scholarship: Established in 1989 by Miller S. Gaffney, provides merit scholarships to residents of Broome and contiguous counties with a preference for, but not limited to, Harpur College students.
The Morris Gitlitz Memorial Scholarship: Established by family and friends of Morris Gitlitz, provides merit scholarships to outstanding entering freshmen who have exhibited, in high school, the broad range of interests and extracurricular involvement that characterized Mr. Gitlitz during his lifetime.
Jordan M. Greenwald Memorial Scholarship: Assists a junior or senior student of the classics with demonstrated academic excellence in that field and rotates between the Greek and Latin Departments. The scholarship was established in memory of Jordan M. Greenwald, an alumnus.
The E. W. Heier Memorial Scholarship: Established in 1995 in memory of E.W. "Ike" Heier, professor and campus Greenhouse Manager. The scholarship is awarded to a full-time student majoring in botany and is based on academic merit and proven financial need.
Bernard F. Huppé Scholarship: Established in 1995 by Alex Huppé '69, in memory of his father who was one of Harpur College's founders. This scholarship is awarded to a full-time Harpur College student enrolled in the humanities with academic merit or proven financial need.
Gregg ('87) and Deborah ('88) Hymowitz Scholarship: Established in 1995, awarded to a full-time undergraduate student in Harpur College demonstrating financial need.
Virginia L. Johnson ('56) Memorial Scholarship: Awarded to a full-time undergraduate or graduate level student in mathematics and/or computer science. This scholarship is based upon academic merit and financial need.
Sophie Kradjian Memorial Scholarship: Established by Ara Kradjian in memory of his wife, Sophie, awarded to a student who has completed the second year of undergraduate education, majoring in French with a strong concentration in literature, especially as preparation for graduate study in French literature.
Charlene Kahlor Kramer and Roger Kramer Scholarship: Established in 1995 by Charlene Kahlor Kramer ('73) and Roger Kramer ('72), awarded to a full-time Harpur College student from New York State with proven financial need and a record of academic excellence.
George E. Moore Minority Physics Scholarship: Established by Margaret Moore in memory of her husband Professor George E. Moore to perpetuate his work on behalf of minorities and to encourage such students toward careers in physics. Based on academic merit, the scholarship is awarded to full-time undergraduates majoring in physics with first preference given to African American students.
Dr. Marie Morisawa Memorial Scholarship: Established in memory of Professor Marie Morisawa to perpetuate her work. The award is given to a full-time, female graduate student in good academic standing with demonstrated financial need. First preference will be given to a geomorphology student, with a geology student as second preference.
Joseph L. Muscatine Scholarship: Established in 1986 by David and Naomi Bloom in memory of her father, awarded to a US citizen who is a full-time undergraduate with a demonstrated record of high achievement and proven financial need.
The Samuel Newhouse Foundation Scholarship: Provides an annual award for outstanding graduate students in fiction and in poetry.
Emily A. and Orville F. Nielsen Scholarships in Music and Theatre: Established in 1992 by the Nielsens, who are active and loyal supporters of the University, to support their longtime interest in music and theatre. One scholarship supports a sophomore in music for a three-year period, the other scholarship rotates between a music and then a theatre student for the same length of time.
Jerome J. and Julia Perl and Dr. Theodore Perl Pre-Medical Scholarship: Established in 1990 by Jerome J. Perl in memory of his late wife, Julia, and his nephew Theodore Perl. The scholarship is awarded to an outstanding student who has completed his or her junior year of college, intends to pursue a medical degree, and has demonstrated financial need.
The Barbara and Alan Pollack Scholarship for Academic Excellence: A merit-based scholarship awarded to a liberal arts student in Harpur College. The scholarship was established in 1982 by Alan and Barbara (Dolinsky) Pollack, both alumni Class of 1976.
Press-Paperin Family Endowment: Established by Stewart J. Paperin ('68 '69) and Janet Press-Paperin ('68), awarded to a full-time Harpur College junior or senior with a GPA of 3.0 or higher and proven financial need.
Resource Recycling Technologies, Inc., Scholarship: Established in 1995, awarded to a full-time Harpur College student majoring in environmental studies with preference given to a student with an environmental economics specialization. The student must have a GPA of 3.0 or higher and proven financial need.
Victor and Esther Rozen Memorial Scholarship: Established in 1995, awarded to a full-time sophomore, junior, or senior majoring in Judaic Studies with proven financial need and academic merit. First preference will be given to a Broome County or surrounding area resident.
Sarkisian Brothers Scholarship: Awarded to a full-time undergraduate student enrolled in Harpur College of Arts and Sciences, in good academic standing, who demonstrates strong financial need. The student must reside in Broome, Chenango, Tioga, or Delaware counties.
Lawrence J. ('75, '77) and Jennifer B. ('81) Schorr Scholarship: Awarded to a full-time student majoring in English with a double major or minor concentration in computer science or management. Established by two local alumni, the scholarship is based on academic merit (GPA of 3.5 or higher) and demonstrated financial need.
Gertrude Leuder Lyon Spraker Scholarship: Established in 1988 by Robert A. Clayton in memory of Gertrude Leuder Lyon Spraker, awarded to students from Cooperstown and the surrounding area based on academic merit and financial need.
Beth ('78) and Anthony ('77) Terrana Scholarship: Awarded to entering students or sophomores, juniors, and seniors with demonstrated financial need and outstanding academic achievement.
Beth ('78) and Anthony ('77) Terrana Pre-Dental Scholarship: A pre-dental scholarship awarded to an outstanding senior with demonstrated financial need intending to enroll in dental school in the following year.
Edward Thorsen Memorial Scholarship: Provides one scholarship to a junior pre-med student who has achieved an Ap; or better overall average and who is committed to a career in medicine. The award was established in 1993 to honor the memory of Edward Thorsen.
Stefan Allan Zweig Memorial Scholarship: Established in 1979, given annually to a student working in urban planning and development or related field.

SCHOOL OF EDUCATION AND HUMAN DEVELOPMENT

(Available only to students enrolled in the School of Education and Human Development.)

Dolores S. Granito Scholarship: Established in 1987 in honor of Professor Emerita Dolores Granito, retired SEHD faculty member in mathematics education. The scholarship is awarded to a female student pursuing mathematics teaching as a career.
Horace and Jane Hill Scholarship: Established in 1995 by Dean Linda B. Biemer in honor of the 60th anniversary of her parents. This merit-based scholarship is awarded to a student with demonstrated financial need who is pursuing an MAT in social studies. Dean Biemer began her career as a social studies teacher.
David L. Kushner Endowed Scholarship for Leadership Development in Education and Non-Profit Organizations: Established by David L. Kushner '70, a past president of the Alumni Association, who began his career as a teacher in the local community and then moved into positions of employment related to non-profit management. This scholarship is awarded to a full- or part-time SEHD matriculated master's student with demonstrated leadership potential through course work, field work, past or current employment in education or the non-profit sector, or volunteer activity in a non-profit area and with demonstrated financial need.
Maureen C. Natelli Adult Learner Scholarship: Established in 1990 in honor of Maureen Natelli, a long-time proponent and champion of adult and continuing education. The scholarship is awarded to adult learners, registered in SEHD credit or non-credit programs, with demonstrated financial need.
School of Education and Human Development Scholarship: Endowed in 1996 by SEHD alumni/ae, faculty, staff, and friends of the University in honor of the 50th anniversary of Binghamton University to assist outstanding SEHD students. The scholarship is awarded to matriculated students who demonstrate financial need.
Geraldine S. Weil Memorial Fellowship: Established by John Weil in 1986, in memory of his wife, an elementary school reading teacher committed to the development and education of young people. This fellowship is given to an outstanding graduate student in reading/language arts who plans to teach reading in elementary schools.

SCHOOL OF MANAGEMENT

(Available only to students enrolled in the School of Management.)

Richard W. Botnick Foundation Scholarship: Honors persons who have demonstrated excellence in academic achievement and a high level of motivation and perseverance as they worked toward significant personal and educational goals.
P.J. and Palmina Casella Scholarship: Awarded to a Broome County resident who is enrolled in the School of Management and demonstrates academic promise and financial need.
Chase Manhattan Foundation Scholarship: Awarded to one male and one female School of Management student in good academic standing, who is a resident of Broome, Tioga, or Chenango counties and demonstrates financial need.
The Docster Family Scholarship Fund for Minority Business Graduate Students: Honors a minority graduate student, with preference given to a female, who contributes to the management profession, exhibits academic achievements, and participates in organizational leadership roles.
Samuel and Rae Eckman Scholarship: Awarded to a student enrolled in the School of Management who demonstrates academic promise and financial need.
The Peter Gordan Memorial Scholarship: Established in 1991 by Anne Gordan in tribute to her husband who was a prominent local banker, and served as the first chair of the Binghamton University Foundation. The scholarship is awarded to a junior in the School of Management who has demonstrated leadership and financial need.
The Harold P. McGowan Scholarship: Established in 1986 by the Endicott Johnson Corporation. This scholarship honors the contributions made by Harold P. McGowan ('57), and is awarded to an undergraduate School of Management student with demonstrated financial need.
The National Contract Management Association Scholarship: Awarded to a School of Management junior and/or first year MBA or MS in accounting graduate student who demonstrates academic excellence and the ability to realize his or her career goals. Special consideration is given to applicants who indicate a desire to pursue careers in some aspect of federal contract administration.
The J. Russell Thorne Scholarship: Established by Binghamton alumnus Robert ('52) and James Thorne in memory of their father, awarded to a student who is a New York State resident and intends to enter the business community upon graduation.

DECKER SCHOOL OF NURSING

(Available only to students enrolled in the Decker School of Nursing.)

Arkell Hall Foundation Scholarships: Awarded to students pursuing nursing careers, with first preference given to residents of Montgomery County or the contiguous counties of Fulton, Schoharie, and Herkimer.
Dr. G. Clifford and Florence B. Decker Endowment: Established in 1989 to enhance the School of Nursing and provide scholarships for students within a 60-mile radius of Binghamton. The endowment also helps to fund faculty research and professional development at the doctoral level, and supports the school's accelerated baccalaureate program. The school was renamed the Decker School of Nursing in recognition of the Deckers, local residents who were longtime supporters of education and health care.
The Decker School of Nursing Alumni Scholarship Fund: Established in 1995 by alumni and friends of the Decker School of Nursing to assist matriculated full-time or part-time junior or senior students. A GPA of 3.0 and proven financial need are required.
Dyer-Johnston Nursing Scholarships: Awarded by the Rotary Club of Binghamton, were named in memory of Drs. Frank Dyer and Harry Johnston, surgeon and family practitioner, respectively, of Binghamton. Recipients are outstanding Binghamton High School or Seton Catholic Central High School graduates pursuing a career in nursing.
Good Shepherd-Fairview Foundation Scholarships: Given by the Good Shepherd-Fairview Foundation's Community Investment Committee to assist individuals from Broome and surrounding counties in pursuing a career in health care. The scholarships are awarded to two part-time senior-level students and are based on need and academic standing.
UHS Hospitals Nursing Scholarship: Awarded to a full-time Decker School of Nursing student who is a qualified minority or immigrant with US citizenship or their children. The recipient must be a resident of Broome, Chenango, Delaware, Tioga (N.Y.), or Susquehanna (Pa.) counties. The scholarship award is based on academic merit (GPA 3.0 or higher), financial need, and involvement in community service.
Valentina and R. Gordon Wasson Scholarship: Established by Mary X. Britten, a faculty member, in honor of her parents who displayed an insatiable thirst for knowledge, utmost respect for people, and a commitment to excellence. This scholarship is awarded to a matriculated full- or part-time Decker School of Nursing student and includes doctoral degree candidates. Based on academic merit and/or financial need, funding is awarded to students who exemplify unconditional caring for people, integrity, and principled practice.

WATSON SCHOOL OF ENGINEERING AND APPLIED SCIENCE

(Available only to students enrolled in the Watson School. Students do not apply directly for Watson School scholarships. Decisions are made based on academic merit from Admissions Office files on newly admitted Watson School undergraduate students. Awards are made by the Watson School Dean's Office on a rolling basis.)

J. Donald Ahearn Endowment: Established in 1996, awarded to a full-time student enrolled in the Watson School of Engineering and a Broome County resident. The scholarship is based on academic merit and financial need.
Amphenol Scholarship: Provided by Amphenol Corporation, awarded to an outstanding junior majoring in either electrical or mechanical engineering.
Dean's Scholarship in Computer Science, Freshman: Awarded to a freshman majoring in computer science.
Dean's Scholarship in Computer Science, Transfer Award: Awarded to a transfer student majoring in computer science.
Ahilya Devi Memorial Scholarship: Established in 1987 by Professor Chittaranjan Sahay in memory of his mother, is given to an exceptional student in the field of mechanical engineering.
The IBM/SUNY Binghamton Fellows Scholarship: Established in spring 1985 in an effort to attract high quality engineering students to the Watson School. Contributions from retired IBM executives established an endowment fund to provide scholarships for meritorious junior transfer students in the school's engineering program.
Floyd H. Lawson Engineering Endowment Fund: Established in 1988 in appreciation of "Rudy" Lawson, a Binghamton engineer and industrialist, who was instrumental in the establishment of the Watson School, and whose contribution to the field of engineering extended to both the workplace and the classroom. This scholarship is awarded to outstanding junior transfer students in engineering.
New York State Society of Professional Engineers Scholarship: Provides funding to a two-year engineering science program transfer student from Broome, Delhi, Corning, or Tompkins-Cortland Community Colleges.
William Semple Memorial Scholarship: Supports a promising undergraduate student with proven financial need.
Annette Van Howe Scholarship for Women in Engineering: Awarded on a merit basis to a female student in the Watson School of Engineering, established in 1990 by Annette Van Howe, a 1966 alumna and businesswoman.

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Grants

Federal Pell Grants

These federal grants are available to help full-time or part-time, matriculated undergraduate students pay for their educational expenses. Usually students with only the highest levels of need are eligible for these grants. In 1996-97, Pell Grants are expected to range from $400 to $2,470.

Federal Supplemental Educational Opportunity Grants (SEOG)
These federal grants provide assistance to matriculated undergraduates with "exceptional need." The University's Financial Aid Office is responsible for selecting eligible full-time students and determining the amount of the award based on need and funds available. In 1996-97, the maximum SEOG award is expected to be $500.

Educational Opportunity Program (EOP) Grants

These state grants are awarded to students enrolled in the Educational Opportunity Program (EOP) and are based on financial need. These grants are expected to range from $800 to $1,500 in 1996-97. For details about EOP, see the section under Undergraduate Admissions.

U.S. Bureau of Indian Affairs Aid to Native Americans

Application forms may be obtained from the U.S. Department of the Interior, Bureau of Indian Affairs Office, Federal Building, 100 S. Salina St., Syracuse, NY 13202. An application is necessary for each year of study. Students must file the Free Application for Federal Student Aid to determine need. First-time applicants must obtain tribal enrollment certification from the Bureau or representative tribe.

Veterans Administration Education Benefits

Application forms are available at all VA Offices, active duty stations, and American Embassies. Completed forms are submitted to the Trio/Veterans' Office on campus. Educational and vocational counseling is provided by the VA on request. Applications can be submitted up to one academic year after the year for which the student requests aid. Questions may be directed to the Trio/Veterans' Office on campus.

Tuition Assistance Program (TAP)

TAP provides grants to full-time, matriculated undergraduates, ranging from $250 to $3,085. Limits for minimum and maximum awards for 1996-97 are determined by pending action of the New York State Legislature. Applicants must be New York State residents and U.S. citizens or permanent residents, aliens, be refugees, matriculated and enrolled full time in a degree program, meet income criteria, and be making satisfactory academic progress. Students may receive aid for up to eight semesters of study.

Regents Award for Children of Deceased, Police, and Firefighters

A special application must be filed with the New York State Higher Education Services Corporation in Albany. Documentary evidence to establish eligibility is required with the application. The amount of the award is $450 per year for up to five years, depending on the normal length of the program of study.

State Awards to Native

Americans
There is neither a qualifying examination nor a limited number of awards. Application forms may be obtained from the Native American Education Unit, New York State Education Department, Albany, NY 12234. Provisions of the awards are explained in the application.

Vocational AND Educational Services for Individuals with Disabilities (VESID)

This program is designed to develop, improve, and restore a person's ability to work. The New York State Office serves the emotionally, mentally, and physically challenged. Assistance toward tuition ranges from actual tuition to a maximum award of $2,000 which includes costs for books and supplies. Recipients are reviewed annually on an individual basis by their VESID counselor. Individuals should contact their local VESID Office regarding application procedures and amounts available.

Aid for Part-Time Study (AP-TS)

AP-TS is an undergraduate grant program financed by New York State in conjunction with the University. The program provides aid up to full tuition to help part-time students meet their educational expenses. To be considered for an award, students must be working toward an undergraduate degree as part-time, matriculated students enrolled for at least three credit hours per semester; retain good academic standing; be residents of New York State; be either U.S. citizens, permanent residents, or refugees; meet the income limits; not have used up Tuition Assistance Program (TAP) or other New York State student financial aid eligibility for full-time study; apply for a Federal Pell Grant; and have a tuition charge of at least $100 per year. Applications are available at the Financial Aid Office.

Vietnam Veterans Tuition Awards

This program assists Vietnam veterans enrolled in degree programs on either a full- or part-time basis. Application information is available by writing to Vietnam Veterans Tuition Awards, HESC, 1 Commerce Plaza, Albany, NY 12255.

Empire State Scholarship Award for Excellence

Full-time, matriculated undergraduates are competitively awarded $2,000 annually for up to five years. These awards may be held concurrently with other New York State awards.

State University of New York Empire State Minority Honors Scholarship Program

The University participates in the SUNY Minority Honors Scholarship Program, which provides assistance to undergraduates who are residents of New York State and have demonstrated high academic achievement and who are members of underrepresented minority groups. A few scholarships are awarded each year.

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Loans

Loans are financial aid awards that must be repaid. These monies are usually funded through federal or state sources.

Federal Perkins Loans

This low-interest (five percent) loan is made to undergraduate students with "exceptional need." Binghamton students may borrow up to $1,500 (based on grade level) for the 1996-97 academic year. Repayment begins nine months after graduation, withdrawal, or change in enrollment status to less than half-time. The length of repayment varies up to 10 years, depending on the amount borrowed.

Federal Nursing Loans

To be considered for a Nursing Loan, undergraduate or graduate students must be accepted for admission or enrolled at least half-time in the Decker School of Nursing. The amount of this loan is based on financial need and is limited to $2,500 per academic year. No interest is charged while the student is enrolled at least half time in an approved post-secondary institution. Repayments of the principal plus five percent interest begin nine months after the student leaves school, with a maximum of 10 years to repay.

Subsidized Federal Direct Loans

At Binghamton University the William D. Ford Federal Direct Loan program now replaces the Federal Stafford Loan program. The subsidized Federal Direct Loan is a need-based program which allows eligible freshmen to borrow federal funds up to $2,625 per academic year through the University. Sophomores may borrow up to $3,500, juniors and seniors up to $5,500, and graduate students up to $8,500. The federal government pays the interest while the student is in school. Loans are generally repaid over a five to 10 year period, but other repayment options are available. The interest rate is variable annually, based on the 91-day T-bill plus 3.10 percent capped at nine percent. Origination fees of four percent are automatically deducted from the loan before it is disbursed.

Unsubsidized Federal Direct Loan

The William D. Ford Federal Direct Student Loan program also replaces the unsubsidized portion of the Federal Stafford Loan program. The unsubsidized Federal Direct Loan has the same repayment terms as the subsidized Federal Direct Loan, except that the borrower is responsible for the interest that accrued while in school and during the six-month grace period. The unsubsidized Federal Direct Loan is available to students who may not qualify for a subsidized Federal Direct Loan, or who may qualify for only a partial subsidized Direct Loan. The combined loan total (both subsidized and unsubsidized) cannot exceed the federally-set annual limits: freshmen $2,625; sophomores $3,500; juniors and seniors $5,500; and graduate students $8,500. Interest rates are the same for the subsidized Federal Direct Loan. Additional funding is available through this program for independent students, graduate students, and dependent students whose parents' PLUS loan has been denied.

Federal Direct PLUS Loans

Parents may borrow up to the cost of attendance, minus other aid, per academic year for each matriculated dependent enrolled in college at least half-time. These loans are now part of the new Direct Loan process where federal funds are borrowed from the federal government through the University. The interest rate is based on the 52-week T-Bill plus 3.10 percent capped at 10 percent. Federal PLUS borrowers begin repayment 60 days after disbursement.

Emergency Loans

Emergency, short-term loans are available to students enrolled at the University. Supported by the Binghamton University Foundation and the University Women through the Wanda Bartle Student Loan Fund, emergency loan funds are administered by the Foundation for students in good financial standing with the University. Students may obtain interest-free loans of up to $100 with a four-week payback period. Students may also be eligible for collateralized, interest-free loans of up to $300 through the Student Accounts Office, with the collateral based on refunds due from designated federal financial aid programs. Processing fees and late payment fees are applicable.

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Part-Time Employment

Federal Work-Study (FWS)

This need-based program provides employment on campus to eligible part-time and full-time students as an opportunity to earn money to help defray college expenses. FWS is offered to those students, new to the University, who are eligible and request FWS on their FAFSA. FWS is offered only to those current students who are eligible and held a FWS job in the previous academic year. The Office of Student Financial Aid and Employment is responsible for selecting eligible students, and determining the amount of the FWS award. Most graduate FWS awards are in the form of assistantships and must be applied for through the University's Graduate Office. Students employed through FWS work an average of 8-10 hours per week and may earn from $4.25 to $6 per hour.

Other on-campus employment

Students who may not receive FWS-funded jobs but need and/or want part-time employment should register with the Coordinator of Student Employment at the Financial Aid Office. Many students find jobs in the offices and departments on campus. Referrals to jobs are made by the Coordinator of Student Employment.

Off-campus employment

Regardless of financial need, students may find part-time, off-campus employment by using the Job Locator Service in the Student Financial Aid and Employment Office. Summer job placement in business or professional areas is also offered through the Job Locator Service.

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DETERMINING SATISFACTORY ACADEMIC PROGRESS

Note: Where any question of eligibility exists, students or prospective students should contact the Office of Student Financial Aid and Employment.

Federal Financial Aid

Federal regulations require that students meet specific standards of satisfactory progress for purposes of the receipt of Title IV student financial assistance (Federal Pell Grant, Federal Supplemental Educational Opportunity Grant, Federal Work-Study, Federal Perkins Loan, Federal Nursing Loan, Federal Direct Loan [subsidized and unsubsidized], Federal Direct Parent Loan for Undergraduate Students). Students must meet these standards whether or not they were receiving Title IV funding during the period of prior enrollment. Students who fall below the minimum standards stated in the Undergraduate Academic Progress Chart for Federal Financial Aid displayed below will be ineligible for Title IV financial aid in the following term or terms or until the minimum standards are reached.
Continuing students' academic records are reviewed according to the Academic Progress Chart at the end of each spring semester to determine eligibility for the following academic year. In addition, eligibility based solely on maximum time frame (see Undergraduate Academic Progress Chart for Federal Financial Aid) is checked at the end of each semester. The academic progress of students readmitted to the University is reviewed at the time of readmission. Students who have lost federal aid eligibility and believe that a correction of an error, a grade change, or the recording of summer courses and grades will re-establish eligibility for federal aid must have the necessary changes reflected on their academic record (transcript) by the end of the fourth week of classes in each semester in order to be considered eligible for aid for that semester. Any changes processed subsequent to the end of the fourth week of classes will not entitle the students to retroactive reinstatement of federal aid for that semester unless exceptional circumstances have been approved by the appropriate school official.
Appeals: Students who fail to meet the minimum standards stated in the chart below can appeal the loss of aid if there are extraordinary or unusual circumstances beyond their control that resulted in their failure to meet the standards. Documentation of these circumstances is required as part of the appeal review process. An assessment of the student's academic situation, ability to regain satisfactory academic progress by the end of the appeal period, and special needs, if any, are part of this process. Students who go beyond the maximum time frame will not be granted an appeal. Federal Student Financial Assistance Appeal forms are available in the University's Office of Student Financial Aid and Employment.
Individually Approved Schedule: In special circumstances, individually approved schedules for academic progress will be established by faculty advisors and placed on file with the vice provost for graduate studies and research and the director of student financial aid and employment. The faculty advisor will notify the vice provost for graduate studies and research if the student is not maintaining progress according to schedule.

State Financial Aid

For all state aid programs (except Aid for Part-Time Study, Empire State Challenger part-time award, and Vietnam Veterans Tuition award), students must be matriculated and registered for full-time study as of the certification status date, which is the end of the fourth week of classes. Courses that do not count toward the degree also do not count for the purposes of determining full-time enrollment. Students who have accrued 57 or more credits are required to declare a major prior to certification for state aid.
New York State Education Department regulations have been established to control eligibility for state awards (e.g., Tuition Assistance Program, Vietnam Veterans Aid, Aid for Part-Time Study, War Service Scholarships, Children of Veteran Scholarships, Empire State Scholarships of Excellence, etc.) at the University as of fall 1981.
All undergraduate and graduate students must meet the conditions of Academic Progress and Program Pursuit, below, to continue receiving state financial assistance.
Academic Progress: The following Academic Progress Chart states the number of graduation credits and the minimum grade-point average students must meet to remain eligible for future state payments. Academic performance expectations are quite low at the beginning, allowing for a time of adjustment to college work, but after several semesters, the expectations more closely approximate the overall minimum of 2.0 GPA necessary to qualify for a degree.
For example, note on the following chart for the bachelor's degree that students must complete 18 credits with a 1.2 grade-point average to be eligible for the fourth payment of a New York State award. Thus, a student who has accrued 17 or fewer credits would not be eligible for the fourth payment of a New York State award. Likewise, a student with less than a 1.2 GPA would not be eligible for a fourth payment of a New York State award. The student would need to reach the stated minimums to be eligible for the next award. (See Appeals) Although the academic progress standards allow 10 semesters for completion of a bachelor's degree, the maximum award period at the undergraduate level is four years, except for approved five-year degree programs or in the case of EOP students.
Transfer students may be granted beneficial placement. Beneficial placement is deter-mination of placement on the chart in accordance with either the number of payments a student has received or the number of credits earned, whichever is more beneficial to the
student. A student who has lost eligibility for state aid can regain eligibility if readmitted after an absence of one calendar year.
Undergraduate Program Pursuit: In addition to meeting the criteria outlined on the Academic Progress Chart, the State Education Department regulations require students who receive New York State awards to complete a minimum number of credits toward the degree each semester as follows: 1. In each semester of the first year of New York State awards, students must complete a minimum of six credits of course work with grades of A,B,C,D,F,P, or I. 2. In each semester of the second year of New York State awards, students must complete a minimum of 9 credits of course work with grades of A,B,C,D,F,P, or I. 3. In each semester of the third and fourth years of New York State awards, students must complete a minimum of 12 credits of course work with grades of A,B,C,D,F,P, or I.
Grades of I must be made up within one semester to have the credits counted.
Students who do not complete the minimum number of credits in a given semester are ineligible for New York State financial aid in the following term or until additional credits are completed to reach the minimum level.
Only courses that count toward a student's degree can be used for meeting the Program Pursuit requirement.
Graduate Program Pursuit: In addition to meeting the criteria outlined on the Academic Progress Chart, the State Education Department regulations require students who receive New York State awards to complete a minimum number of credits toward the degree each semester as follows: (1.) In each semester of the first year of New York State awards, graduate students must complete 50 percent of course work with grades of A, B, C, D, F, or P. (2.) In each semester of the second year of New York State awards, graduate students must complete 75 percent of course work with grades of A, B, C, D, F, or P. (3.) In each semester of the third and fourth years of New York State awards, graduate students must complete 100 percent of course work with grades of A, B, C, D, F, or P.
Appeals: Students who fall below the minimum criteria under Academic Progress or Program Pursuit may be eligible to receive one appeal during their undergraduate career and one appeal during their graduate career. The appeal is intended to accommodate only extraordinary or unusual circumstances, that is, circumstances beyond the student's control and not merely the result of poor judgment or academic irresponsibility. Documentation of these circumstances by a third party will be required as part of the appeal review process. Appeals are first routed through the appropriate academic advisor and then forwarded to the director of financial aid for approval. Procedures for recommending the grant appeals will follow University policies relating to appeals procedures for academic suspension from the University. If granted, the appeal becomes part of the student's financial aid record and the student is expected to make minimum progress thereafter.
The maximum number of Tuition Assistance Program semester payments is eight for an undergraduate student and an additional eight for a graduate student. Students who participated in a fifth-year undergraduate program are granted exceptions to the above semester payment schedule. The satisfactory program-pursuit levels depend on the total number of payments students have received (including any payments as undergraduates). Students who fail to meet the prescribed standards for academic progress are ineligible for state financial assistance until the minimum standards have been met through additional coursework.

Undergraduate Academic Progress Chart for Federal Financial Aid

CALENDAR: Semester
MAXIMUM TIMEFRAME: 12 Semesters

Semester of full-time enrollment:*	1	2	3	4	5	6	7	8	9	10	11	12	+12.00
As of the end of this semester, students must have accrued at least this many credits:**	3	9	18	30	42	54	66	78	90	102	115	Degree	No Aid

Grade-point average: To maintain satisfactory academic progress, students are required to earn a minimum grade-point average of 2.0 in all courses taken for credit. Students who fail to achieve the minimum GPA of 2.0 in all courses are placed on academic probation and are expected to raise their average to a 2.0 level or better within a reasonable amount of time. Failure to achieve an overall 2.0 in a reasonable time will result in suspension. Academic probation does not preclude students from receiving financial aid.

*Transfer and exam credits are equated to semesters of full-time enrollment by dividing the total number of transfer and exam credits by 15. Students enrolled 3/4 time (nine credits per semester) must accrue 75 percent of the credits required of full-time students. Half-time students (six credits) must accrue 50 percent of the credits required of full-time students.

*Students who enroll for a semester(s) on a less than full-time basis have the maximum time frame equate to a less than whole number, e.g., "10.86 semesters of full-time enrollment."

**Only courses which count toward a student's degree are included in a student's total accrued credits. Courses previously passed and repeated for a better grade, courses taken an audit basis, physical education course credits in excess of the maximum number allowed, and courses for which a grade of I has been assigned are not included in a student's total accrued credits.

Graduate Academic Progress Chart For Federal Financial Aid

CALENDAR: Semester
MAXIMUM TIMEFRAME: See note below for different degree objectives.

Semester of full-time enrollment:*	1	2	3	4	5	6	7	8	9	10	11	12	+12.00
As of the end of this semester, students must have accrued at least this many credits:**	4	12	21	32	44	54	63	72	81	90	100	Degree	No Aid

Grade-point average: To maintain satisfactory academic progress, students are required to earn a minimum grade-point average of 3.0 in all courses counting toward a degree. Graduate students may be dropped from the Graduate School by action of the vice provost for graduate studies and teaching, on recommendation of the departmental or school graduate committee, if it appears that the student is not making satisfactory progress toward the degree, and it is unlikely that requirements for the degree will be satisfactorily completed.

*Transfer credits are equated to semesters of full-time enrollment by dividing the total number of transfer credits by 15. Students enrolled 3/4 time (nine credits per semester) must accrue 75 percent of the credits required for full-time students. Half-time students (six credits) must accrue 50 percent of the credits required of full-time students. Students approved by the Graduate Office to be considered as full-time status taking one credit hour must successfully complete the one credit to be considered to be making satisfactory academic progress.

* Students who enroll for a semester(s) on a less than full-time basis have the maximum time frame equate to a less than whole number, e.g., "10.86 semesters of full-time enrollment."

**Only courses that count towards a degree are included in a student's total accrued credits.

Maximum Timeframes:

Master's programs with degree requirements of 30-49 credits, 7 semesters
Master's programs with degree requirements of 49-75 credits, 9 semesters
Master's/PhD degree, 12 semesters
PhD degree, 10 semesters

Undergraduate Academic Progress Chart for State Financial Aid

Standard of Satisfactory Academic Progress for Purpose of Determining Eligibility for Student Aid, All Campuses, State University of New York.

CALENDAR: Semester

Semester of full-time enrollment:	1	2	3	4	5	6	7	8	9	10
Before being certified for this payment, students must have accrued at least this many credits:*	0	3	9	18	30	45	60	75	90	105
With at least this grade-point average:	0.00	0.50	0.75	1.20	1.40	1.50	1.60	1.70	1.80	1.90

Part-time students are subject to the provisions of this chart on a pro-rated basis.

*Only courses that count toward a student's degree are included in a student's total accrued credits. Courses previously passed and repeated for a better grade, courses taken on an audit basis, physical education course credits in excess of the maximum number allowed, and courses for which a grade of I has been assigned are not included in a student's total accrued credits.
Graduate Academic Progress Chart for State Financial Aid CALENDAR: Semester

Before being certified for this payment:	First	Second	Third	Fourth	Fifth	Sixth	Seventh	Eighth
Students must have accrued at least this many credits*:	0	6	12	21	30	45	60	75
With at least this grade-point average:	0	2.0	2.5	2.75	3.0	3.0	3.0	3.0

*This includes successful completion of credit-equivalent work as set forth in 145-2.1 of the Commissioner's Regulations.

VARIABLE RATE FEDERAL DIRECT LOANS (During Repayment Period)
STANDARD REPAYMENT SCHEDULE
AMOUNT BORROWED	NUMBER OF PAYMENTS	PAYMENT AT TIME OF REPAYMENT	TOTAL INTEREST	TOTAL FINANCED
1,000	21	51	65	1,085
2,000	45	51	277	2,277
2,625	60	52	489	3,114
5,000	120	58	1,948	6,948
10,000	120	116	3,896	13,896
15,000	120	174	5,844	20,844
20,000	120	232	7,792	27,792
25,000	120	289	9,740	34,740
30,000	120	347	11,888	41,688
35,000	120	405	13,636	48,636
40,000	120	463	15,584	55,584
50,000	120	579	19,480	69,480
60,000	120	695	23,376	83,376
70,000	120	811	27,272	97,272
80,000	120	926	31,168	111,168
90,000	120	1,042	35,063	125,083
100,000	120	1,158	38,959	138,959

VARIABLE RATE FEDERAL PLUS LOANS
STANDARD REPAYMENT SCHEDULE
AMOUNT BORROWED	NUMBER OF PAYMENTS	PAYMENT AT TIME OF REPAYMENT	TOTAL INTEREST	TOTAL FINANCED
1,000	21	51	69	1,089
2,000	45	51	295	2,295
2,625	60	52	521	3,146
5,000	120	59	2,078	7,078
10,000	120	118	4,157	14,157
15,000	120	177	6,235	21,235
20,000	120	238	8,313	28,313
25,000	120	295	10,392	35,392
30,000	120	354	12.470	42,470
35,000	120	413	14,548	49,548
40,000	120	472	16,627	56,627
50,000	120	590	20,783	70,783
60,000	120	708	24,940	84,940
70,000	120	826	29,097	99,097
80,000	120	944	33,253	113,253
90,000	120	1,062	37,410	127,410
100,000	120	1,180	41,587	141,567

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Assistantships and Fellowships

Applicants to the Graduate School who wish to be considered for fellowships or assistantships may apply by completing the appropriate section of the regular application to the Graduate School. No separate application form is required. To insure consideration for fall semester assistantship and fellowship awards, all admissions credentials should be received by February 15 (February 1 for applicants to the clinical psychology program). Decisions on the awarding of stipends are made by the department or school to which the applicant is seeking admission. Applicants for fellowship and assistantship support are notified by the department or school as soon as possible after decisions have been made. Assistantship and fellowship awards to new and continuing students are made on a competitive basis, normally for a period of one academic year. The graduate committee of the program determines the procedures and criteria for renewal of the award in subsequent academic years. Recipients of assistantships and fellowships must pursue a full-time program of study. The recipient's obligation to provide service in exchange for the stipend will be clearly described in the letter of appointment, as will the stipend amount, and other important terms and conditions of the appointment.

Tuition Scholarships for Assistants and Fellows

Scholarships covering part or all of the cost of tuition may be awarded to enrolled graduate students who qualify on the basis of merit, pursuant to guidelines established by the chancellor of the State University of New York. Tuition scholarship recipients who are eligible must apply for New York State residency status before classes begin. The "Application for New York State Residency Status for Tuition Billing Purposes" is available from the Graduate School Office, and must be filed with the Student Accounts Office. International students and students who remain financially dependent on their parents are not eligible, and therefore need not apply for residency. Tuition scholarship awardees must apply for New York State TAP benefits. After the TAP application has been filed, students must inform the New York State Higher Education Services Corporation of all changes that may affect the amount of the TAP award. Tuition scholarship funds may not be used to cover any courses that do not qualify for TAP funding: 100-, 200-, or 300-level courses, courses taken on an audit basis, 400-level courses not individually approved for graduate credit, or physical education courses. Students who withdraw or reduce enrollment from full time to part time prior to the last day of the semester will forfeit the tuition scholarship award. Such students become liable for repayment of any tuition covered by tuition scholarship funds. Tuition scholarship awards provide for remission of tuition only; fees cannot be waived. Students receiving a tuition scholarship are expected to agree to and sign a "Terms and Conditions Statement" as described below.

Terms and Conditions

1. Tuition scholarship support covers tuition costs at resident rates only, except in approved exceptional cases. If you are not a New York State resident, you must establish residency within the first three weeks of classes. To establish residency, you normally need to obtain a New York voter registration card, a New York driver's license, and New York registration for your car (if you own one). Exceptions to this requirement are made for students who are not eligible to become residents of New York. These include international students on temporary (F and J) visas. If you are being claimed as a dependent for tax purposes by someone who is not a resident of New York, or for other compelling reasons cannot establish residency, you may request approval from the Graduate School for a maximum of one semester of tuition scholarship support at non-resident rates. 2. Graduate students with tuition scholarship support are required to maintain full-time registration as defined for their level. Registration and fee payments must be completed before the first day of classes each semester. Continuing students must advance register each semester. 3. Tuition scholarship awards do not cover fees, and they do not cover all courses. Undergraduate courses, audited courses, physical education courses, and some graduate courses will not be covered nor will they count toward full-time status. At the beginning of each semester, you should make yourself aware of these limitations on tuition scholarships. 4. Students who resign assistantships or fellowships may become liable for repayment of tuition scholarship awards. Please consult the Graduate School in such circumstances. 5. You must complete the TAP Application Form for the entire academic year and return it to the Graduate Office no later than the first day of classes. The Graduate Office will forward the form to Albany. If you are not eligible for TAP you must complete a TAP Status Form, available at the Graduate Office, each semester. 6. All assistantships and fellowships are renewed on a competitive basis and are granted for a maximum of two semesters at a time. Eligibility for University funding is limited by department policy, within these general guidelines: A. Master's candidates may be supported by University funds for a maximum of four semesters. B. PhD candidates who enter with a master's in the same field may receive a maximum of eight semesters of support. C. Other PhD candidates may receive a maximum of 12 semesters of support. Students may be supported by external funds, such as research grants, beyond these limits. 7. The Immigration Reform and Control Act requires that all graduate students who receive funding from Binghamton University or the Research Foundation provide proof of their identity and employment eligibility (I-9) before employment begins. 8. Recipients of assistantships are assigned duties in support of teaching or research. These responsibilities normally require between 15 and 20 hours per week. Specific information regarding your assignment will be provided by your department or school. 9. Assistantship and fellowship recipients may not simultaneously hold other appointments in the University, regardless of the source or amount of funding. Holders of assistantships or fellowships are committed on a full-time basis. In exceptional circumstances, a student may request to take on a minimal additional responsibility that will require no more than five hours of service weekly. Such requests should be made on the Extra Service Request form. 10. Once-a-semester evaluations will be submitted by faculty supervisors for each assistant's performance during the award period. Renewal of assistantships for subsequent semesters will be contingent on satisfactory performance of assistantship responsibilities and satisfactory academic progress. Students must maintain a grade point average of at least 3.0 to retain good standing in the Graduate School. A lower GPA will result in probation. Students on probation are not eligible to receive offers of new or renewed funding. The Graduate School is required to insure that students meet the above terms and conditions. By signing the form, you agree to meet them; your failure to meet them will result in a temporary hold on your paycheck.

Enrollment Requirements and Employment Limitations

A student holding a fellowship, assistantship, or traineeship appointment must maintain full-time enrollment throughout the period of the award. Since the award of an assistantship or fellowship carries the expectation that the recipient is a full-time student, students receiving these stipends may not concurrently be otherwise employed without special permission from the Graduate School. A student's total obligation may not exceed 20 hours per week. Students holding full-time jobs are not eligible for fellowships or assistantships.

Teaching and Research Requirements for Graduate Students, Assistants, and Trainees

A significant number of master's and doctoral students hold assistantships or traineeships awarded by the University to enable them to pursue study toward their degrees. As in the case of fellowships or scholarships, these assistantships and traineeships are awarded on a competitive basis, with academic merit being the primary determining criterion, but with financial need also taken into account in some cases. Several categories of assistantships are awarded by the Graduate School. Research assistants help faculty members in their research work. Graduate assistants and trainees usually assist faculty in research efforts and may also assist in the teaching of undergraduate courses. Teaching assistants focus on helping faculty in the teaching of courses. Research Foundation appointments for full-time graduate students performing duties related to their educational requirements may carry the title of research project assistant. The assistants in all of these categories normally serve approximately 15-20 hours per week in research or teaching, while pursuing regular full-time study toward their degrees. These research and teaching assignments are in accordance with the requirement stipulated in guidelines issued by the chancellor of the State University of New York on November 30, 1972, to the effect that all graduate degree candidates are required to demonstrate mastery both of research capability and of teaching competence. In every instance, the research or teaching service performed by assistants is conducted under the supervision and evaluation of a faculty mentor. This service is apprenticeship training in partial fulfillment of the requirements of their master's or doctoral degree programs, as stipulated by the chancellor of the State University of New York; these requirements must be fulfilled in an equivalent manner by all degree candidates. Assignments as assistants or trainees, therefore, are intrinsic to the teaching and research apprenticeships required for the completion of degree requirements. At the same time, the stipends support the most academically meritorious students in completing their degree requirements in the shortest possible time.

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Binghamton University Foundation Fellowships

In addition to those fellowships made available through the Graduate School, the University also offers fellowships sponsored through the Foundation. Unlike scholarships, fellowships usually award full- or partial-tuition waivers as well as stipends, and allow graduate students to do research within the department. Fellowship stipends are paid regularly throughout the academic year. Application, selection, and notification of fellowships are made through sponsoring departments. Couper Fellowships: Established in 1988 by family and friends in memory of Edgar W. Couper, a successful businessman and community leader who was committed to public education. The fellowships are awarded to full-time doctoral students in the EdD in educational theory and practice program for their high academic standing. Doctoral Research Grant in History: Established in 1991 by Alumnus Barry Kramer '67, '72. The grant is awarded annually to a graduate student in history at the doctoral level, to support his or her research or writing activity. The recipient must have demonstrated potential for excellence as a scholar and teacher. The historical significance of the research is also taken into consideration. The George L. Hinman Doctoral Fellowship in Public Policy: Established in honor of a former member of the State Board of Regents who was instrumental in the founding of Harpur College, awarded to a student in the political science doctoral program. Marion Clayton Link Fellowship in Creative Writing: Established in 1993 by family and friends in honor of Marion Clayton Link's lifetime interest in journalism to provide support for an exemplary graduate student in the creative writing program. The Marilyn Gaddis Rose Assistantship/Fellowship in Translation Studies: Established by Distinguished Service Professor Marilyn Gaddis Rose. The assistantship/fellowship will be granted to a graduate student pursuing an advanced degree in comparative literature for the Translation Research and Instruction Program (TRIP). The Stephen David Ross Assistantship/Fellowship in Philosophy: Established by Professor Stephen D. Ross. The assistantship/fellowship will be granted to a graduate student pursuing an advanced degree in philosophy for the Philosophy, Interpretation, and Culture Program (PIC). The Craig Squier Memorial Fellowship: Established in 1993 in honor of a former outstanding faculty member of the Mathematical Sciences Department, awarded to a master's- or doctoral-level student in mathematical sciences.

STATE POSTSECONDARY REVIEW ENTITIES (SPRE)

Section 494C(j) of the Higher Education Act of 1965, as amended, provides that a student, faculty member, or any person who feels aggrieved by an institution of higher education has the right to file a written complaint against any office or department. The complainant must first attempt to informally resolve the complaint with the department involved. If no resolution is reached, complainants should contact the vice president for student affairs to obtain an official complaint form. This form must then be filed in Albany by the complainant. The Vice President for Student Affairs Binghamton University AD-229 (Couper Administration Building) Binghamton, NY 13902-6000 Any complaints concerning financial aid should be directed to: The Director of Student Financial Aid and Employment Binghamton University P.O. Box 6000 Binghamton, NY 13902-6000

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Financial Information

Estimated Basic Costs

Undergraduate

Graduate

Tuition

Matriculated Students, Full-time

Undergraduate

Graduate

matriculated students, Part-time

Undergraduate

Graduate

Non-matriculated Students

Undergraduate

Graduate

Undergraduate

Graduate

RESIDENCY REQUIREMENTS

Tuition Refunds

Undergraduate Fees

Graduate Fees

Other Fees

Optional Fees

Deposits

Meals/Dining Plan

MEALS/DINING PLAN Refunds

Outstanding Obligations

Housing

Housing Refunds

Damage Deposit Refund

Accident and Sickness Insurance for Students

Payment Procedures

TIME PAYMENT PLAN

Fall 1996

Spring 1997

FINANCIAL AID

How to Apply for Financial Aid

Aid Application Deadlines

INFORMATION REQUIRED TO DETERMINE ELIGIBILITY FOR FINANCIAL AID

ELIGIBILITY CRITERIA

RESPONSIBILITIES OF FINANCIAL AID RECIPIENTS

ADDITIONAL TERMS AND CONDITIONS

FEDERAL REGULATIONS FOR STUDENTS WHO WITHDRAW

STUDENT AID RESOURCE CENTER

University Scholarships

Application

Selection

Notification

All-University

HARPUR COLLEGE

SCHOOL OF EDUCATION AND HUMAN DEVELOPMENT

SCHOOL OF MANAGEMENT

DECKER SCHOOL OF NURSING

WATSON SCHOOL OF ENGINEERING AND APPLIED SCIENCE

Grants

Federal Pell Grants

Educational Opportunity Program (EOP) Grants

U.S. Bureau of Indian Affairs Aid to Native Americans

Veterans Administration Education Benefits

Tuition Assistance Program (TAP)

Regents Award for Children of Deceased, Police, and Firefighters

State Awards to Native

Vocational AND Educational Services for Individuals with Disabilities (VESID)

Aid for Part-Time Study (AP-TS)

Vietnam Veterans Tuition Awards

Empire State Scholarship Award for Excellence

State University of New York Empire State Minority Honors Scholarship Program

Loans

Federal Perkins Loans

Federal Nursing Loans

Subsidized Federal Direct Loans

Unsubsidized Federal Direct Loan

Federal Direct PLUS Loans

Emergency Loans

Part-Time Employment

Federal Work-Study (FWS)

Other on-campus employment

Off-campus employment

DETERMINING SATISFACTORY ACADEMIC PROGRESS

Federal Financial Aid

State Financial Aid

Matriculated Students,
Full-time

matriculated students,
Part-time

INFORMATION REQUIRED TO DETERMINE ELIGIBILITY FOR
FINANCIAL AID