SUNY Smart Track Literacy Tool provides financial guidance to college students

Smart Track® resources cover the spectrum of personal financial literacy, from budgeting, responsible credit card use and avoiding identify theft to the basics of banking, borrowing and working through college. The online learning center demystifies college finance through loan payment estimators and strategies to responsibly borrow and repay funds.  Click here to set up an account and get started!

Consolidated Appropriations Act, 2012

Temporarily eliminates the interest subsidy on Direct Subsidized Loans during the six month grace period:

  • Applies to new Direct Stafford Loans for which the first disbursement is made on or after July 1, 2012, and before July 1, 2014.
  • Accrued grace period interest not paid will be capitalized.
  • Borrower could have some loans with interest subsidy and some without when in grace period.

NYS Get on Your Feet Loan Forgiveness Program:

The New York State Get on Your Feet Loan Forgiveness Program provides up to 24 months of federal student loan debt relief to recent New York State college graduates who are participating in a federal income-driven repayment plan whose payments are generally capped at 10 percent of their discretionary income.  Click here for more information. Application coming soon.



Once degree requirements are met, students are no longer eligible for federal aid funding for that degree.

Last Updated: 11/10/15