Skip header content and main navigation Binghamton University, State University of New York - Financial Aid
Students in class enjoying learning.

Credit and Debt Management

Credit cards can be a valuable tool, but they have to be used wisely to avoid going deep into debt. Many students approved for credit cards are unaware of the implications of accumulating debt and the impact it can have on credit history.


Credit reporting and your rights – Know your rights under the Fair Credit Reporting Act (FCRA) and how to order a free annual report.

About.Com (financial planning)  – Learn the difference between good credit and bad debt and how to maintain a good credit score.

Credit Counseling – Regain control of your finances through education and counseling.

Identify theft information – Learn how to protect your identity at

Read about money management/budgeting information.

Connect with Binghamton:
Twitter icon links to Binghamton University's Twitter page YouTube icon links to Binghamton University's YouTube page Facebook icon links to Binghamton University's Facebook page Instagram

Last Updated: 1/20/14