- What is Workers' Compensation?
- What are the wage replacement benefits?
- I need a claim number. What is this and where do I find it?
Workers' Compensation is the nation's oldest (1910) no-fault insurance program, and has some unique features. It was set up to provide immediate assistance to injured employees. Generally, related medical bills are paid under this program, and sometimes wage replacement benefits can be gained for employees who miss work due to work-related disabilities.
Currently, the wage replacement benefit is 2/3 of pre-injury salary up to a maximum of $739.83 per week. It's important to note that there is a waiting period when no wage replacement benefits are paid. This waiting period is the first 7 calendar days starting when full work days were lost (usually the first 5 full work days for most employees). For the waiting period, the employee should use their leave credits. All partial work days lost for doctor's appointments, etc. are not covered under Workers' Compensation insurance. Following a due process decision from the Worker's Compensation Board (WCB), the University might be able to restore leave credits to the employee, partially or in full, at a later date.
Both the Workers' Compensation Board (WCB) and the State Insurance Fund (SIF) establish claim numbers for "reportable" cases. However, these agencies take some time to establish these numbers; like any insurance claim, liability first needs to be established.
When an employee calls the Accident Reporting System (ARS), they are given an incident number. This serves as a "place holder" until the claim (case) number is established. Employees should share the ARS incident number and the contact information for SIF to any medical providers, pending the establishment of the claim (case) number.