Robert Manning, author of Credit Card Nation, to speak at Binghamton University


Robert Manning, author of the widely acclaimed book, Credit Card Nation: America's Dangerous Addiction to Credit, will be the guest speaker at Binghamton University’s Graduate Student Research Day at 1 p.m. Tuesday, March 18, in the Old Union Hall of the University Union.  Manning’s presentation, “Banking Deregulation, Plastic Money, and Higher Education: The Political Economy of Consumer Debt,” is free and open to the public.

A research professor and director of the Center for Consumer Financial Services at the Rochester Institute of Technology, Manning predicts that American society has about 10 to 15 years to reverse the consumer debt crisis. In Manning's view, the United States will face a sharp decline in its standard of living and serious financial crises in 20 to 25 years—independent of the financial pressures of the retiring baby boomer "bulge."

He is a frequently invited expert at U.S. Congressional hearings, and his consumer credit research has influenced public policy debate on consumer debt issues. Manning has become one of the most outspoken critics of the nation's consumer spending habits and lending practices. He is a frequent guest of national media, appearing recently on Good Morning AmericaThe ABC Evening News, CNN’s Lou Dobbs Tonight, and NPR.           

During his talk Manning will explore issues surrounding banking deregulation, which has profoundly changed the financial services offered to consumers and the institutions that offer them.

As part of the University’s Graduate Student Research Day students will be showcasing their research in poster and plenary sessions. In addition, workshops will be held on topics including job searches, grant-writing, and how to make the best use of library resources.

This event is sponsored by the Binghamton University Graduate Student Organization, the Graduate School, and the Watson School of Engineering and Applied Science.

For more information contact Jeremy Hanson at (607) 777-4247, or e-mail

Last Updated: 9/17/13