Costs and Financial Information

As you begin to plan for a study-abroad experience, you’ll undoubtedly need to pay close attention to the cost. Many factors determine the cost associated with a study-abroad program, including:

  • program fees and living costs
  • financial aid such as TAP, Pell grants and loans which can often be used toward Binghamton and other SUNY study-abroad programs
  • scholarships available both through Binghamton and nationally

Costs

The cost of studying abroad varies greatly from program to program and by destination. Cost information in brochures is often brief and may represent the expenses in the most favorable light. Upon request, most program sponsors will provide a detailed statement of program costs. If there’s a “program fee,” it’s important to understand what is, and is not, included.

Factors that influence total cost include:

  • Instruction: Within SUNY, a program sponsor may add instructional and administrative costs to the standard SUNY tuition. The additional charge is called a “tuition differential” and the amount varies greatly from program to program.
  • Cost of living: Student-style cost of living varies greatly according to location. In general, capital cities are noticeably more expensive than provincial cities. A program with low tuition in a high cost-of-living site may be more expensive than one with higher tuition located where the cost of living is cheaper.
  • International airfare: Obviously, destination determines the price. New York to London is less expensive. Locations in Asia, Australia, South America and Sub-Saharan Africa are among the most expensive. There are many good student discounts, and some programs obtain good rates for group flights.
  • Costs of Program Administration:
    • Campus administration of programs at most universities is usually not supported by the university budget. Administrative fees may be listed separately. The costs of campus administration of Binghamton programs are built into the program fee or tuition differential.
    • Binghamton charges to students: Binghamton incurs costs in supporting study abroad for all students and, therefore, has a study abroad administration fee of $50 for each participant. This fee is incorporated in the program fee or tuition differential for Binghamton programs. All other students will find this charge posted to their statement from Student Accounts for the semester they are abroad.
    • SUNY campuses coordinate for the administrative support and cross-registration of students on SUNY-sponsored programs. To cover this administrative cost, Binghamton receives an inter-campus referral for Binghamton students attending other SUNY programs.

Costs and Payments for Different Types of Programs

Binghamton Programs
Participants of Binghamton University programs pay Binghamton University for their regular SUNY tuition, plus any applicable program fee or tuition differential.  The tuition plus any program fee or tuition differential equal the total direct cost of the program.  Other program costs, which may include airfare, housing, meals and activities are paid to the sponsor campus or paid directly by the student. Details about program payments should be available through the sponsor campus office of international programs. Financial aid is applicable to Binghamton University programs.

SUNY Programs
Binghamton students who participate in programs through other SUNY schools still pay the regular SUNY tuition to Binghamton.  The tuition is then forwarded by our office to the sponsoring SUNY campus, where it is applied to the cost of the program.  The tuition is paid to Binghamton in order to streamline procedures on campus and keep students registered at Binghamton while they are abroad.  Any program fee or tuition differential is paid directly to the sponsor SUNY campus.  As with Binghamton programs, the standard SUNY tuition plus any program fee or tuition differential equals the total direct cost of the program.  Other program costs, which may include airfare, housing, meals and activities are paid to the sponsor campus or paid directly by the student. Details about program payments should be available through the sponsor campus office of international programs. Financial aid is applicable to SUNY programs.

Non-SUNY Programs
Participants of non-SUNY programs make all program payments directly to the program sponsor. Other costs (airfare, housing, meals, activities, etc.) may be paid to the sponsor or paid directly by the student. Details about program payments should be available through the program sponsor. Financial Aid is not always applicable to non-SUNY programs.

PLEASE NOTE: Programs sponsored by two-year colleges within the SUNY system (Broome Community College, FIT, etc.) are NOT considered SUNY programs for the purposes of study abroad.  Students who participate in programs sponsored by these schools must follow all policies and procedures for non-SUNY programs.  Please contact our office if you are unsure whether a school is considered SUNY or non-SUNY for the purposes of study abroad.

Binghamton Financial Aid Policy

Students enrolled in a study-abroad program administered by Binghamton University or another SUNY campus may generally use financial aid to pay for the costs associated with their participation. On a case-by-case basis, it may be possible to receive aid when participating in a program not administered by SUNY. We strongly recommend that any student interested in a non-SUNY program speak to his/her financial aid counselor and to an advisor in the Office of International Programs before beginning the application process.

For details, contact the Office of Financial Aid Services, SW-109, or call 607-777-2428.  The Office of Financial Aid Services has lots of useful information about financial aid and study abroad, which can help guide you through the process.  You may find the document "How to Finance Your Study Abroad" useful, as it provides a detailed description of how financial aid works for study abroad.

When your financial aid for study abroad has been approved, you must make arrangements for its disbursement. Contact the Student Accounts Office, SW-117, 607-777-2702.

Scholarships

Several scholarships are available for students participating in study-abroad programs. Many are just for Binghamton students, while others are nationally competitive.

Last Updated: 8/21/14