Financial Aid and Funding

Aside from maintaining reasonable tuition rates, Binghamton University offers numerous funding options. From loans and fellowships to student employment and travel funding, Binghamton University can help you find the sources you need to enhance your career and make your education attainable. Explore as many avenues as you can, using the links below to get you started:

Many of these financial aid and funding opportunities require students to submit a Free Application for Federal Student Aid (FAFSA). Students are encouraged to complete their FAFSAs online as early as possible each calendar year. The deadline is April 1.

Non-degree/non-matriculated students are not eligible for most sources of financial aid, but may be eligible for some federal loans under certain circumstances. Students who wish to apply for federal financial aid must submit the Non-Degree/Non-Matriculated Status Certification form available on the Office of Financial Aid and Student Records website.

Financial Aid

The Office of Financial Aid and Student Records provides information about federal unsubsidized loans and Graduate PLUS loans for U.S. citizens and U.S. permanent residents and alternative private loans for U.S. citizens, U.S. permanent residents and international students. Visit their website for more information, including details on application processes and amounts. 

Graduate students who are determined as eligible through the Free Application for Federal Student Aid (FAFSA) on file at Binghamton University can borrow up to $20,500 in federal direct unsubsidized loan funding each aid year. Students in the doctoral programs in pharmacy (PharmD) and clinical psychology (PhD) are eligible for an additional $12,500 in unsubsidized loan funding. More information on graduate study loans and alternative funding options can be found on the Types of Aid web page from the Office of Financial Aid and Student Records website.


Binghamton University awards hundreds of assistantships every year to graduate students admitted to our master's and doctoral programs. Assistantships, which include graduate assistantships, teaching assistantships and research project assistantships, provide competitive stipends and tuition scholarships in exchange for 10 to 20 hours of work per week in the classroom, office or lab. Graduate programs award assistantships and tuition scholarships on a competitive basis, with academic merit as the primary criterion. Visit our Assistantships, Fellowships and Scholarships webpage for more information.

Fellowships and Scholarships

Binghamton University offers both general and specialized scholarship opportunities and fellowship programs. Fellowship recipients are typically provided with an academic-year stipend, plus a full or partial tuition scholarship. While recipients must comply with curriculum and academic program expectations, fellowships carry few or no work requirements. Fellowships and scholarships include the Clifford D. Clark Diversity Fellowships for Graduate Students, Binghamton University Foundation Fellowships, the University Women Female Graduate Student Scholarship and the Provost's Doctoral Summer Fellowships, plus more than a dozen department-specific fellowships and scholarships. Visit our Assistantships, Fellowships and Scholarships webpage for more information.

Opportunities for Employment

Binghamton University offers employment opportunities that can supplement both your income and your career objectives.

Federal Graduate Work Study

Federal graduate work-study positions are available on campus for U.S. citizens and U.S. permanent residents who qualify on the basis of financial need. Work-study participants earn an hourly wage and work 10 or 20 hours per week.

To apply for Federal Graduate Work Study, students must:

  1. Complete the Free Application for Federal Student Aid (FAFSA). Eligibility for Federal Work Study is dependent on a valid FAFSA being on file for the appropriate academic year.
  2. Apply for graduate-level positions on hireBING.

After reviewing applications and confirming eligibility, departments with work-study openings will contact the applicant directly if they wish to schedule an interview.

Questions? Email

Part-Time Employment

The Fleishman Center for Career and Professional Development maintains a comprehensive list of on- and off-campus employment listings that incoming students can access well before the start of the semester. Visit their website for more information.

Opportunities for Underrepresented Students

Binghamton University values diversity, equity and inclusion and as such maintains a commitment to meeting the needs of students from diverse backgrounds. Specific funding opportunities are available for historically underrepresented students.

Application Fee Waivers: application fee waivers are available to applicants who participated in CSTEP, EOP, HEOP, LSAMP Program, Project 1000, SEEK Program or TRIO Program (McNair Scholars Program, Student Support Services, Upward Bound, etc.) as undergraduate students and to GEM fellowship applicants.

Clifford D. Clark Diversity Fellowship for Graduate Students: a prestigious multi-year award for graduate students who contribute to student body diversity. Clark Fellows receive full support their first semester followed by alternating semesters of fellowship and assistantship support, plus opportunities for summer, conference and research funding. View more information.

SUNY Opportunity Programs: Graduate Opportunity Program (GOP) and Economically Disadvantaged First Professional Study (EDPS): a partial tuition scholarship program for qualified students who are former EOP, HEOP or SEEK Program participants. View more information.

GRE Fee Reduction Program: pays for 50 percent of the GRE fees. More information can be found here.

Opportunities for Tuition Payment Support

In addition to paying tuition in full at the beginning of the semester, Binghamton University offers its students the ability to pay in installments. The web-based system allows students to pay in up to four installments per semester for a total of eight installments per academic year. To begin, students enroll through the University's tuition payment system with a down payment and a $40 enrollment fee per semester. The remaining installments are automatically deducted from the chosen bank account and a reminder is sent before each payment is debited.

This option is available for the fall and spring semesters. To learn more, please visit Student Accounts.

Research and Travel Funding

Graduate students at Binghamton University participate actively in professional conferences and research opportunities. To help support graduate students, the University offers travel and research funding, including the Foundation Travel Grant, Graduate Student Organization Travel Funding and the Rosa Colecchio Travel Award for Dissertation Research Enhancement. Visit our Research and Travel Funding webpage for more information.

External Funding

In addition to University-sponsored funds, graduate students should explore outside funding resources with the assistance of University support services and academic departments. Visit our External Funding webpage for more information.

The Graduate Community of Scholars (GCOS) hosts workshops geared toward the professional development of graduate students, including a grant-writing workshop to help students learn how to plan and write successful grant or fellowship proposals.