- To enroll in an HMO or to remain enrolled in your current HMO, you must live or work†
in the HMO’s NYSHIP service area.
- If you reside outside New York State, your only NYSHIP option is The Empire Plan.
- If you move into an area served by a NYSHIP HMO, you will be eligible to change your
option to an HMO at that time.
| |
Empire Plan |
CDPHP * |
HMO Blue * |
MVP * |
| Retirement prior to 1/1/83 |
- Individual: 0.00
- Family: 468.25
|
- Individual: 109.13
- Family: 416.31
|
- Individual: 0.00
- Family: 402.41
|
- Individual: 142.95
- Family: 455.95
|
| Retirement between 1/1/83 -12/31/11, or on or after 1/1/12 for Classified Employees Grade 9 or below & UUP less than $52,413 & MC Professional (13) less than $54,205 ** |
- Individual: 143.38
- Family: 649.09
|
- Individual: 246.41
- Family: 599.99
|
- Individual: 134.75
- Family: 569.35
|
- Individual: 282.76
- Family: 625.51
|
|
Retirement on or after 1/1/12, for Classified Employees Grade 10 & above and UUP at or more than $52,413 & MC Professional (13) at or more than $54,205 **
|
- Individual: 191.17
- Family: 771.80
|
- Individual: 292.17
- Family: 716.73
|
- Individual: 179.67
- Family: 678.66
|
- Individual: 329.37
- Family: 747.58
|
| Eligible survivors of active employees who died on or after 4/1/79 or of Retirees
who retired on or after 4/1/79 |
- Individual: 119.48
- Family: 587.73
|
- Individual: 223.53
- Family: 541.62
|
- Individual: 112.29
- Family: 514.70
|
- Individual: 259.46
- Family: 564.47
|
| Amended Dependent Survivors; Eligible survivors of active Employees who died between
4/1/75 and 3/31/79 |
- Individual: 468.25
- Family: 468.25
|
- Individual: 416.31
- Family: 416.31
|
- Individual: 402.41
- Family: 402.41
|
- Individual: 429.99
- Family: 429.99
|
| Vestees, Long Term Disability Enrollees and all other Dependent Survivors |
- Individual: 1,194.83
- Family: 3,067.83
|
- Individual: 1,253.09
- Family: 2,918.35
|
- Individual: 1,122.95
- Family: 2,732.59
|
- Individual: 1.308.06
- Family: 3,028.02
|
|
Retiree Monthly Health Insurance Rates 2025
|
| |
Empire Plan |
CDPHP * |
HMO Blue * |
MVP * |
| Retirement prior to 1/1/83 |
- Individual: 0.00
- Family: 427.35
|
- Individual: 87.39
- Family: 373.80
|
- Individual: 0.00
- Family: 381.82
|
- Individual: 62.88
- Family: 368.71
|
| Retirement between 1/1/83-12/31/11, or on or after 1/1/12 for Classified Employees
Grade 9 or below & UUP less than $52,413 & MC Professional (13) less than $54,205 ** |
- Individual:130.86
- Family: 592.40
|
- Individual: 212.98
- Family: 539.79
|
- Individual:127.68
- Family: 540.05
|
- Individual:190.18
- Family: 533.05
|
| Retirement on or after 1/1/12, for Classified Employees Grade 10 and above and UUP
at or more than $52,413 & MC Professional (13) at or more than $54,205 ** |
- Individual:174.49
- Family: 704.41
|
- Individual: 254.84
- Family: 644.96
|
- Individual:170.25
- Family: 643.71
|
- Individual:232.61
- Family: 636.99
|
| Eligible survivors of active employees who died on or after 4/1/79 or of Retirees
who retired on or after 4/1/79 ** |
- Individual:109.05
- Family: 536.40
|
- Individual:192.04
- Family: 487.20
|
- Individual:106.40
- Family: 488.22
|
- Individual:168.96
- Family: 481.08
|
| Amended Dependent Survivors; Eligible survivors of active Employees who died between
4/1/75 and 3/31/79 |
- Individual:427.35
- Family: 427.35
|
- Individual:373.80
- Family: 373.80
|
- Individual:381.82
- Family: 381.82
|
- Individual:368.71
- Family: 368.71
|
| Vestees, Long Term Disability Enrollees and all other Dependent Survivors |
- Individual:1,090.54
- Family: 2,799.94
|
- Individual:1,133.96
- Family: 2,629.18
|
- Individual:1,064.04
- Family: 2,591.34
|
- Individual:1,123.71
- Family: 2,598.54
|