How To Calculate Loan Origination Fees
An origination fee is a percentage of your loan amount that the lender charges to process your loan. Federal student loans include an origination fee, so the disbursement you receive may be slightly less than the amount you initially accept.
In the dropdown below:
- Select "Amount I will Borrow" to determine the amount you need to request to cover origination fees.
- Select "Amount that will Disburse" to find out the amount you will receive after fees are deducted.
Federal Student Loan Calculator
Loans are only processed in whole dollars, so please round accordingly. All amounts are shown in U.S. dollars.