Funding for Summer/Winter Sessions

Attending summer and winter sessions are great ways to accelerate your degree.

Summer session

Financial aid funding for the summer is available for matriculated Binghamton University undergraduate and graduate students who are in good academic standing. Undergraduate students enrolled for at least six (6) credits, or Graduate students enrolled for at least three (3) credits during summer session may be eligible to use Federal Direct Student Loans, Federal Parent PLUS Loans and Private Loans to help finance the summer session. Pell-eligible students will receive the award automatically based on eligibility and enrollment.

Non-Binghamton students attending summer courses at Binghamton should contact their home school to see if they are eligible for funding.

To request financial aid for summer you must:

1. Be in good academic standing at Binghamton University at the end of the spring semester.

2. Complete:

  • The 2024-25 Free Application for Federal Student Aid (FAFSA).  Be sure to list Binghamton's Federal School Code: 002836.   
  • The Summer 2024 Loan Request Form (available mid to late May 2024), if federal loan funds are needed. Submit the form to the Financial Aid office after you are enrolled for summer and you received your 2024-25 financial aid award offer (mid to late May 2024). You must be enrolled in 6 credits (undergraduate) or 3 credits (graduate) to be eligible for federal loans

Note: Taking any portion of your federal loans(s) in summer will reduce federal loan eligibility for the fall and/or spring semesters.

  • Pell Grant: Pell-eligible students will be awarded a Pell grant for summer based on their Student Aid Index (SAI), as determined by the FAFSA, and the number of credits enrolled for summer.  Pell grant funding will be added to a student's financial aid offer (date TBD), and a revision notification will be sent to students notifying them of this change.  Pell grant funding will appear as a credit on the summer bill.
  • If you do not wish to receive a summer Pell grant, email or stop in to speak with a counselor. 

Note: Summer Pell grant awards, which count toward your 12-semester limit, will not reduce fall/spring Pell grant awards (unless you have reached your 12-semester limit).

  • TAP: TAP cannot be used as a credit toward your summer bill as funds are not received until after the summer session ends.

3. Register for Binghamton's 2024 Summer Session. You must be enrolled for the minimum required credits to be eligible for federal loans. Register for summer coursework via BU BRAIN.

4. Maintain your enrollment. Dropping summer session coursework may result in loss of funding from PELL and/or loans.

When to expect summer aid in your financial aid award offer

Once a financial offer is provided for 2024-25 (mid to late May 2024) and the student is registered for summer 2024 session, financial aid offers are revised to include summer aid.  Revision notifications are sent to the student's official Binghamton email account. 

Important note about summer financial aid refunds

Most financial aid refunds are not available until late-July and are based on maintaining enrollment. Dropping summer session coursework may result in loss of funding from PELL and/or loans.

For additional questions about summer aid and your eligibility, contact Financial Aid by email at, call  607-777-2428, or visit the office.

Winter Session

Binghamton University does not offer aid for winter as a separate semester.

If the bill for winter session is not paid by the student, the bill will roll into the spring bill, at which time spring aid can be applied. If the student has enough spring financial aid to cover both winter and spring semester after the first spring payment due date, no late fees will apply for the winter session.

Note:  Pell-eligible students that attend winter session and are enrolled part time in spring, may be eligible for an increased Pell award for spring based on the combined enrollment for winter and spring.  Reviews are done automatically to determine eligibility.  Students will receive a revision notification, if determined eligible for the increased Pell grant award.